458 Bowline Dr, Denver, NC 28037 Property Records

Lincoln County property record for 458 Bowline Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,965 sqft · built 2020
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Trust Names on File
Last Sale	$695,000 (Dec 2020)
Tax Bill	$4,889 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3692-71-3257`

Property Details

APN / Parcel Number

Primary APN	`3692-71-3257`
Alternative APNs	`102734` `282346`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,965 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Lot Area	9,409 sqft (0.216 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	282346
Street Address	458 BOWLINE DR
City	DENVER
State	NC
Zip	28037-0558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	#737 CAROLINA RIDGE
Legal Subdivision	CAROLINA RIDGE PARCEL D PHASE 4
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3005
Census Tract	71102

Owner

458 Bowline Dr is owner-occupied and held in a trust since December 2020.

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	458 BOWLINE DR, DENVER, NC 28037-0558
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Deed Document Number	2020622533
Deed Book / Page	2989 / 984
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 29, 2020
Property Address	458 BOWLINE DR, DENVER, NC 28037-0558
Document Number	2989984
Book / Page	002989 / 000984
Instrument Date	Dec 29, 2020
Instrument	622533
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14900 SPRING MEADOWS DR DARNESTOWN MD 208743444, DARNESTOWN, MD 20874-3444

Mortgage

Document Number	2989986
Date	Dec 29, 2020
Book Page	002989/000986
Instrument	622534

Lender

Name	SHEA MTG
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 458 Bowline Dr was $4,889.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,889.00	$786,310 Land $75,000 Building $711,310	$786,310 Land $75,000 Building $711,310
2023	$4,848.00	$786,310 Land $75,000 Building $711,310	$786,310 Land $75,000 Building $711,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 458 Bowline Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 458 Bowline Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20