Lincoln County property record for 445 Bowline Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,622 sqft · built 2021 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Sep 2026) |
| Tax Bill | $3,053 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2026 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3692-71-3429 |
| Primary APN | 3692-71-3429 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,622 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Lot Area | 6,011 sqft (0.138 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 287672 |
|---|---|
| Street Address | 445 BOWLINE DR |
| City | DENVER |
| State | NC |
| Zip | 28037-0558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #789 CAROLINA RIDGE |
| Legal Subdivision | CAROLINA RIDGE PARCEL D PHASE 4 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 71102 |
Source: Lincoln County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 445 BOWLINE DR, DENVER, NC 28037-0558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 21, 2026 | Deed of Trust, Mortgage · Construction Mortgage BLUEPRINT TITLE |
| Oct 25, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage SHEA MORTGAGE INC |
| Oct 20, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage SHEA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2026 · Amount on Record |
| Deed Sale | Sep 16, 2026 · Amount on Record |
| Prior Sale | Oct 20, 2021 · Amount on Record |
| Deed Document Number | 2026715176 |
| Deed Book / Page | 3538 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 16, 2026 |
| Property Address | 445 BOWLINE DR, DENVER, NC 28037-0558 |
| Document Number | 0000715176 |
| Book / Page | 3538 / 14 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 2026715176 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 BOWLINE DR, DENVER, NC 28037-0558 |
| Document Number | 0000715177, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 2026715177 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 21, 2026 |
| Property Address | 445 BOWLINE DR, DENVER, NC 28037-0558 |
| Document Number | 0000712595 |
| Book / Page | 3521 / 922 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026712595 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | BLUEPRINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 445 BOWLINE DR, DENVER, NC 28037-0558 |
| Document Number | 0000712595, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 3521/922 |
| Instrument | 2026712595 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Oct 16, 2026 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.47% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 25, 2021 |
| Property Address | 445 BOWLINE DR, DENVER, NC 28037-0558 |
| Document Number | 0003099588 |
| Book / Page | 3099 / 588 |
| Map Reference | MB 18 PG 158-164 |
| Instrument Date | Oct 23, 2021 |
| Instrument | 641361 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 BREA CANYON RD, 655, WALNUT, CA 91789-3078 |
| Name | Verified Name |
|---|---|
| Address | 445 BOWLINE DR, DENVER, NC 28037-0558 |
| Document Number | 0000641362 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 641362 |
| Name | SHEA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 20, 2021 |
| Property Address | 445 BOWLINE DR, DENVER, NC 28037-0558 |
| Document Number | 0003097699 |
| Book / Page | 3097 / 699 |
| Map Reference | MB 18 PG 158-164 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 641046 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $811.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 BREA CANYON RD, 655, WALNUT, CA 91789-3078 |
| Name | Verified Name |
|---|---|
| Address | 445 BOWLINE DR, DENVER, NC 28037-0558 |
| Document Number | 0000641047 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 641047 |
| Name | SHEA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,053.00 | $482,356 (-) Land $75,000 Building $407,356 | $482,356 (-) Land $75,000 Building $407,356 |
| 2025 | $3,053.00 (+1.09%) | $482,356 (-) Land $75,000 Building $407,356 | $482,356 (-) Land $75,000 Building $407,356 |
| 2023 | $3,020.00 | $482,356 Land $75,000 Building $407,356 | $482,356 Land $75,000 Building $407,356 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures