45785 Towne St, Indio, CA 92201 Property Records

Riverside County property record for 45785 Towne St, Indio, CA 92201

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 bd · 1 ba · 200 sqft · built 1961
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Feb 2017)
Tax Bill	$3,660 (2025)
Deeds & Mortgages	Feb 2017 Transfer Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`611-231-009`

Property Details

APN / Parcel Number

Primary APN	`611-231-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	200 sqft Gross Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45785 TOWNE ST
City	INDIO
State	CA
Zip	92201-4585
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C2
Legal Description	LOT 2 BLK 9 MB 010/079 WILSONS 2ND ADD TO INDIO
Legal Subdivision	WILSONS 2ND ADD TO INDIO
Legal Block	9
Legal Lot Number	2
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2053
Census Tract	49502

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45785 TOWNE ST, INDIO, CA 92201-4585
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2017	Quit Claim Deed, Transfer LAWYERS TITLE
Feb 2, 2017	Grant Deed, Transfer · Conventional with PMI VANMAR LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2017 · Amount on Record
Deed Sale	Feb 2, 2017 · Amount on Record
Prior Sale	Mar 23, 2009 · Amount on Record
Deed Document Number	201746324
Prior Transfer Date	Jan 17, 2017
Prior Transfer Doc	0000046323
Record Updated	Oct 29, 2026

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 2, 2017
Property Address	45785 TOWNE ST, INDIO, CA 92201-4585
Document Number	0000046323
Instrument Date	Jan 17, 2017
Instrument	46323
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	48044 LA PLAYA ST COACHELLA CA 922366309, COACHELLA, CA 92236-6309

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 2, 2017
Property Address	45785 TOWNE ST, INDIO, CA 92201-4585
Document Number	0000046324
Instrument Date	Jan 9, 2017
Instrument	46324
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	45785 TOWNE ST CHIRIACO SUMMIT CA 922014585, CHIRIACO SUMMIT, CA 92201-4585

Mortgage

Document Number	46325
Date	Feb 2, 2017
Instrument	46325

Lender

Name	VANMAR LNDG
Address	PALM DESERT, CA 92211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$213,075 (+2%) Land $53,266 Building $159,809
2025	$3,660.00 (+10.98%)	$208,898 (+4.04%) Land $52,222 Building $156,676
2023	$3,298.00 (+2.9%)	$200,789 Land $50,196 Building $150,593
2022	$3,205.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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