Okaloosa County property record for 4577 John Ave, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,224 sqft · built 1986 |
| Lot Size | 0.098 acres (4,249 sqft) |
| Owner | Company Name on File |
| Last Sale | $877,500 (May 2022) |
| Tax Bill | $7,815 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-6122-8 |
| Primary APN | C56-000-589-6122-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Gross Area | 1,384 sqft |
| 1st Floor Area | 1,224 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,249 sqft (0.098 acres) |
| Lot Width | 42 ft Width |
| Porch | Finished/Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4577 JOHN AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEAWOOD T/H UNRECORDED LOT 2 COM SW COR LOT 20 BLK 26 CRYSTAL BCH S/D S82 DEG E64.50 FT TO POB N07 DEG E20 FT N82 DEG W14.50 FT N07 DEG E80 FT S82 DEG E42.50 FT S07 DEG W80 FT S82 DEG E14.50 FT S07 DEG W20 FT N82 DEG W42.50 FT TO POB AS OR |
| Legal Subdivision | SEAWOOD T/H |
| Legal Block | 26 |
| Legal Lot Number | 19B |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 23308 |
4577 John Ave is owned by a company that acquired it in June 2022.
Source: Okaloosa County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6521 E 109TH PL, TULSA, OK 74133-7123 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2022 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on File |
| Deed Sale | May 5, 2022 · Amount on File |
| Prior Sale | Apr 16, 2002 · Amount on File |
| Deed Document Number | 20223547724 |
| Deed Book / Page | 3620 / 1090 |
| Last Transfer Date | Jun 1, 2022 |
| Transfer Doc | 0036283127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 21, 2022 |
| Property Address | 4577 JOHN AVE, DESTIN, FL 32541-3690 |
| Document Number | 0036283127 |
| Book / Page | 3628 / 3127 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 3558826 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6521 E 109TH PL, TULSA, OK 74133-7123 |
| Name | Verified Name |
|---|---|
| Address | 6521 E 109TH PL, TULSA, OK 74133-7123 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 5, 2022 |
| Property Address | 4577 JOHN AVE, DESTIN, FL 32541-3690 |
| Document Number | 0036201090 |
| Book / Page | 3620 / 1090 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 3547724 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,142.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6616 VILLAGE SPRINGS DR, PLANO, TX 75024-7524 |
| Name | Verified Name |
|---|---|
| Address | 6521 E 109TH PL, TULSA, OK 74133-7123 |
| Investor | Possibly a Property Investor |
| Document Number | 0036201092 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 3620/1092 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 4577 John Ave was $7,815.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,815.00 | $659,871 Land $509,656 Building $150,215 | $659,871 Land $509,656 Building $150,215 |
| 2023 | $7,386.00 (+346.01%) | $618,315 (+250.54%) Land $462,440 Building $155,875 | $618,315 (+11.57%) Land $462,440 Building $155,875 |
| 2022 | $1,656.00 Homeowner's exemption Disabled Person's exemption | $176,390 | $554,175 Land $420,400 Building $133,775 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4577 John Ave in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4577 John Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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