Okaloosa County property record for 4545 John Ave, Destin, FL 32541 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1948 |
| Lot Size | 0.172 acres (7,499 sqft) |
| Owner | Company Name on File |
| Last Sale | $65,100 (Jan 1996) |
| Tax Bill | $7,396 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-6090-7 |
| Primary APN | C56-000-589-6090-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,232 sqft Heated Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 1,232 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,499 sqft (0.172 acres) |
| Lot Width | 50 ft Width |
| Porch | Open Porch |
| Porch Area | 322 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4545 JOHN AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL BEACH LOT 20 BLK 24 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | CRYSTAL BEACH |
| Legal Block | 24 |
| Legal Lot Number | 20 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 23308 |
Source: Okaloosa County records · APN C56-000-589-6090-7
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 117 COVEY CHASE, TUSCALOOSA, AL 35406-1801 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 01, 1996 · Amount on Record |
| Deed Sale | Jan 01, 1996 · Amount on Record |
| Deed Document Number | 0001977260 |
| Record Updated | Jun 08, 2026 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,396.00 (+11.45%) | $710,548 (+5.76%) Land $566,284 Building $144,264 | $710,548 (+5.76%) Land $566,284 Building $144,264 |
| 2023 | $6,636.00 (+15.93%) | $671,820 (+16.52%) Land $513,822 Building $157,998 | $671,820 (+16.52%) Land $513,822 Building $157,998 |
| 2022 | $5,724.00 | $576,574 Land $467,111 Building $109,463 | $576,574 Land $467,111 Building $109,463 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 95 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured 156 under condo master policies |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005, rainfall accumulation, Hurricane Dennis |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 579 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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