Clermont County property record for 4577 Carnoustie, Batavia, OH 45103
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 1,766 sqft · built 1997 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Aug 2021) |
| Tax Bill | $5,725 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-03C-626 |
| Primary APN | 41-31-03C-626 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,766 sqft Living Area |
| 1st Floor Area | 460 sqft |
| Basement Area | 1,234 sqft |
| Finished Basement | 560 sqft |
| Unfinished Basement | 674 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 11,500 sqft (0.264 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4577 CARNOUSTIE |
|---|---|
| City | BATAVIA |
| State | OH |
| Zip | 45103-4008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCGUFFEY LAKES C-I; LOT 175 |
| Legal Subdivision | MCGUFFEY LAKES |
| Legal Lot Number | 175 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 41303 |
4577 Carnoustie is owned and occupied by an individual who bought it in August 2021.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4577 CARNOUSTIE, BATAVIA, OH 45103-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Aug 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on File |
| Deed Sale | Aug 26, 2021 · Amount on File |
| Prior Sale | Jun 17, 2015 · Amount on File |
| Deed Document Number | 202127844 |
| Deed Book / Page | 2892 / 3361 |
| Prior Transfer Date | Mar 9, 2015 |
| Prior Transfer Doc | 0000013375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4577 CARNOUSTIE, BATAVIA, OH 45103-4008 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003482 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 2910/3269 |
| Instrument | 202200003482 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 26, 2021 |
| Property Address | 4577 CARNOUSTIE, BATAVIA, OH 45103-4008 |
| Document Number | 0000027844 |
| Book / Page | 2892 / 3361 |
| Map Reference | CAB 6 PG 191-193 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 202100027844 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4577 CARNOUSTIE, BATAVIA, OH 45103-4008 |
| Document Number | 0000027845 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 202100027845 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 4577 Carnoustie was $5,725 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,725.00 | $113,760 Land $17,680 Building $96,080 | |
| 2024 | $325,000 (-) Land $50,500 Building $274,500 | ||
| 2023 | $11,314.00 (+138.14%) Homeowner's exemption | $113,760 (+39.5%) Land $17,680 Building $96,080 | $325,000 Land $50,500 Building $274,500 |
| 2022 | $4,751.00 Homeowner's exemption | $81,550 Land $12,600 Building $68,950 | |
| 2020 | $233,000 Land $36,000 Building $197,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4577 Carnoustie in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4577 Carnoustie is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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