St. Louis County property record for 4576 Bradley Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,322 sqft |
| Lot Size | 1.04 acres (45,320 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $38,257 (Jun 2012) |
| Tax Bill | $5,110 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0385-00140 |
| Primary APN | 387-0385-00140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,322 sqft Gross Area |
| 1st Floor Area | 120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 45,320 sqft (1.04 acres) |
| Garage Area | 2,002 sqft |
| Deck Area | 252 sqft |
|---|---|
| Patio Area | 96 sqft |
| Boat House | 500 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1188142 |
|---|---|
| Street Address | 4576 BRADLEY RD |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0014 BLOCK:000 SERIAL # |
| Legal Subdivision | SYLVAN PARK TOWN OF GREENWOOD |
| Legal Lot Number | 14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1262 |
| Census Tract | 15502 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 110 BANK ST SE, 11901, MINNEAPOLIS, MN 55414-3901 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 22, 2025 | Intrafamily Transfer, Transfer |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRADITION MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2012 · Amount on Record |
| Deed Sale | Jun 29, 2012 · Amount on Record |
| Deed Document Number | 20121189992 |
| Last Transfer Date | Sep 10, 2025 |
| Transfer Doc | 0001518487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 22, 2025 |
| Property Address | 4576 BRADLEY RD, TOWER, MN 55790 |
| Document Number | 0001518487 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 1518487 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 110 BANK ST SE APT 1901, 1901, MINNEAPOLIS, MN 55414-3905 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4576 BRADLEY RD, TOWER, MN 55790 |
| Document Number | 00A1388725 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4576 BRADLEY RD TOWER MN 55790, TOWER, MN 55790 |
| Document Number | 00A1388725 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | A1388725 |
| Name | TRADITION MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 24, 2035 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,110.00 (+5.62%) | ||
| 2025 | $4,838.00 (+4.85%) | $694,900 (+23.93%) Land $288,600 Building $406,300 | $694,900 (+23.93%) Land $288,600 Building $406,300 |
| 2024 | $4,614.00 | $560,700 (+14.55%) Land $258,500 Building $302,200 | $560,700 (+14.55%) Land $258,500 Building $302,200 |
| 2022 | $489,500 Land $228,600 Building $260,900 | $489,500 Land $228,600 Building $260,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 70 / 3 |
| Verizon Fixed Wireless | 25 / 6 |
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