St. Louis County property record for 4568 Bradley Rd, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,215 sqft · built 2004 |
| Lot Size | 1 acres (43,910 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Nov 2023) |
| Tax Bill | $5,072 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0385-00160 |
| Primary APN | 387-0385-00160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Gross Area |
| 1st Floor Area | 1,215 sqft |
| Basement Area | 1,110 sqft |
| Finished Basement | 1,110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 43,910 sqft (1 acres) |
| Garage Area | 768 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 284 sqft |
| Storage Building | 24 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1163523 |
|---|---|
| Street Address | 4568 BRADLEY RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 EX THAT PART WHICH LIES ELY OF THEFOLLOWING DESCRIBED LINE COMM AT NW COR OFLOT 16 THENCE N89DEG56'35"E ALONG N |
| Legal Subdivision | SYLVAN PARK TOWN OF GREENWOOD |
| Legal Lot Number | 16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1262 |
| Census Tract | 15502 |
4568 Bradley Rd is owned and occupied by an individual who bought it in November 2023.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4568 BRADLEY RD, TOWER, MN 55790-8117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTH STAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on File |
| Deed Sale | Nov 27, 2023 · Amount on File |
| Prior Sale | Nov 17, 2023 · Amount on File |
| Deed Document Number | 20231478589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4568 BRADLEY RD, TOWER, MN 55790-8117 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4568 BRADLEY RD, TOWER, MN 55790-8117 |
| Document Number | 0001524101 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 1524101 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 27, 2023 |
| Property Address | 4568 BRADLEY RD, TOWER, MN 55790-8117 |
| Document Number | 0001478589 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 1478589 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 115, COOK, MN 55723-0115 |
| Document Number | 0001478590 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 1478590 |
| Name | NORTH STAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2026 property tax bill for 4568 Bradley Rd was $5,072 with a homeowner's exemption, up 17.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,072.00 (+17.63%) Homeowner's exemption | ||
| 2025 | $4,312.00 Homeowner's exemption | $608,300 (+6.63%) Land $188,800 Building $419,500 | $608,300 (+6.63%) Land $188,800 Building $419,500 |
| 2024 | $570,500 Land $169,700 Building $400,800 | $570,500 Land $169,700 Building $400,800 | |
| 2023 | $4,244.00 | ||
| 2022 | $460,000 Land $151,800 Building $308,200 | $460,000 Land $151,800 Building $308,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4568 Bradley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4568 Bradley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 70 / 3 |
| Verizon Fixed Wireless | 25 / 6 |
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