45754 Pentwater Dr, Macomb, MI 48044 Property Records

Macomb County property record for 45754 Pentwater Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,083 sqft · built 2005
Lot Size0.204 acres (8,886 sqft)
OwnerIndividual Name on Record
Last Sale$118,000 (May 2005)
Tax Bill$6,337 (2025)
Deeds & MortgagesDec 2019 Mortgage
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-08-33-331-005

Property Details

APN / Parcel Number

Primary APN20-08-33-331-005
Alternative APN
  • 0833331005

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,083 sqft Living Area
1st Floor Area1,625 sqft
Basement Area1,625 sqft
Unfinished Basement1,625 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area8,886 sqft (0.204 acres)
Lot Dimensions125 ft deep x 71 ft wide
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45754 PENTWATER DR
CityMACOMB
StateMI
Zip48044-4237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTWIN RIVER SUB NO. 1 LOT 15 LIBER : 157 PGS : 46-54
Legal SubdivisionTWIN RIVER SUB
Legal Lot Number15
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1010
Census Tract224201

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45754 PENTWATER DR, MACOMB, MI 48044-4237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Apr 15, 2020Deed of Trust, Mortgage · SBA Mortgage
OXFORD BANK
Apr 15, 2020Deed of Trust, Mortgage · SBA Mortgage
OXFORD BANK
Mar 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2005 · Amount on Record
Deed SaleMay 2, 2005 · Amount on Record
Prior SaleMay 2, 2005 · Amount on Record
Deed Document Number20055077680
Deed Book / Page16650 / 517
Last Transfer DateJan 5, 2009
Transfer Doc0000000326
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45754 PENTWATER DR, MACOMB, MI 48044-4237
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000146820
DateDec 27, 2019
Book Page26422/470
Instrument9146820
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2040

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45754 PENTWATER DR, MACOMB, MI 48044-4237
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyMASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047281
DateApr 15, 2020
Book Page26644/560
Instrument2047281
Lender
NameOXFORD BANK
TypeBank
AddressOXFORD, MI 48371
Agreement
TypeSBA Mortgage
AmountAmount Recorded

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45754 PENTWATER DR, MACOMB, MI 48044-4237
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyMASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047282
DateApr 15, 2020
Book Page26644/574
Instrument2047282
Lender
NameOXFORD BANK
TypeBank
AddressOXFORD, MI 48371
Agreement
TypeSBA Mortgage
AmountAmount Recorded

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address45754 PENTWATER DR, MACOMB, MI 48044-4237
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address45754 PENTWATER DR, MACOMB, MI 48044-4237

Mortgage

Document Number2200027051
DateMar 1, 2022
Book Page28457/582
Instrument202200027051
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$283,600 (+4.57%)$567,200 (+4.57%)
2025$6,337.00 (+11.96%) Homeowner's exemption$271,200 (+16.39%)$542,400 (+16.39%)
2023$233,000$466,000
2022$5,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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