45698 Pentwater Dr, Macomb, MI 48044 Property Records

Macomb County property record for 45698 Pentwater Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,902 sqft · built 2005
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,000 (Apr 2012)
Tax Bill	$5,932 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-08-33-331-007`

Property Details

APN / Parcel Number

Primary APN	`20-08-33-331-007`
Alternative APN	`0833331007`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,902 sqft Living Area
1st Floor Area	2,051 sqft
Basement Area	2,051 sqft
Unfinished Basement	2,051 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Level
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	121 ft deep x 70 ft wide
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45698 PENTWATER DR
City	MACOMB
State	MI
Zip	48044-4237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TWIN RIVER SUB NO. 1 LOT 17 LIBER : 157 PGS : 46-54
Legal Subdivision	TWIN RIVER SUB
Legal Lot Number	17
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1010
Census Tract	224201

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45698 PENTWATER DR, MACOMB, MI 48044-4237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2012 · Amount on Record
Deed Sale	Apr 4, 2012 · Amount on Record
Prior Sale	Jun 24, 2011 · Amount on Record
Deed Document Number	20122048980
Deed Book / Page	21220 / 612
Prior Transfer Date	Jun 16, 2011
Prior Transfer Doc	0000176222
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45698 PENTWATER DR, MACOMB, MI 48044-4237
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059003
Date	May 5, 2017
Book Page	24700/117
Instrument	7059003

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,700 (+5.43%)	$559,400 (+5.43%)
2025	$5,932.00 (+13.14%) Homeowner's exemption	$265,300 (+15.9%)	$530,600 (+15.9%)
2023		$228,900	$457,800
2022	$5,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20