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4575 Calumet Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4575 Calumet Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,527 sqft Heated Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$242,100 (2019)
Tax Bill$5,279.00 (2025)

Property Details

APN / Parcel Number

Primary APN192631016100012870

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,527 sqft Heated Area
Gross Area2,086 sqft Gross Area
1st Floor1,527 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished Garage
Garage Area400 sqft Garage
PorchOpen Porch
Porch Area159 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4575 CALUMET DR
CitySAINT CLOUD
StateFL
Zip34772-8989
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 287
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase4
Legal Tract161
Legal Lot Number287
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1010
Census Tract43304

Owner

Source: Osceola County records · APN 192631016100012870

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4575 CALUMET DR, SAINT CLOUD, FL 34772-8989
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
CLEARPATH LENDING
Oct 27, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
PENTAGON FCU
May 20, 2019Grant Deed, Transfer · Veterans Administration Mortgage
HOME SOLUTION LENDERS
May 03, 2019Grant Deed, Transfer
ATTORNEY ONLY
Oct 30, 2019Correction Deed, Transfer
ATTORNEY ONLY
Oct 15, 2018Warranty Deed, Transfer
INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC
Oct 15, 2018Warranty Deed, Transfer
INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC
Oct 15, 2018Loan Modification, Mortgage · Line of Credit
REGIONS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2019 · Amount on Record
Deed SaleMay 20, 2019 · Amount on Record
Prior SaleOct 15, 2018 · Amount on Record
Deed Doc Number2019064704
Deed Book / Page5527 / 0041
Record RefreshedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4575 CALUMET DR, SAINT CLOUD, FL 34772-8989
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4575 CALUMET DR, SAINT CLOUD, FL 34772-8989

Mortgage

Document Number0057771130
DateAug 19, 2020
Book Page5777/1130
Instrument2020109576
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4575 CALUMET DR, SAINT CLOUD, FL 34772-8989
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4575 CALUMET DR, SAINT CLOUD, FL 34772-8989

Mortgage

Document Number0060742202
DateOct 27, 2021
Book Page6074/2202
Instrument2021167741
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 20, 2019
Property Address4575 CALUMET DR, SAINT CLOUD, FL 34772-8989
Document Number0055270041
Book / Page005527 / 000041
Instrument DateMay 13, 2019
Instrument64704
Transaction TypeTransfer
Record UpdatedJun 03, 2019
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,694.70
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4575 CALUMET DR ST CLOUD FL 347728989, ST CLOUD, FL 34772-8989

Mortgage

Document Number55270042
DateMay 20, 2019
Book Page005527/000042
Instrument64705
Lender
NameHOME SOLUTION LENDERS
TypeFunding / Finance Company
AddressBARTOW, FL 33830
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 19, 2049

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 03, 2019
Property Address4575 CALUMET DR, SAINT CLOUD, FL 34772-8989
Document Number0055190560
Book / Page005519 / 000560
Instrument DateMay 02, 2019
Instrument57689
Transaction TypeTransfer
Record UpdatedMay 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$13,055.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058
InvestorPossibly a Property Investor

October 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateOct 30, 2019
Property Address4575 CALUMET DR, SAINT CLOUD, FL 34772-8989
Document Number0056142413
Book / Page005614 / 002413
Instrument DateMay 02, 2019
Instrument140803
Transaction TypeTransfer
Record UpdatedNov 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 15, 2018
Property Address4575 CALUMET DR, SAINT CLOUD, FL 34772-8989
Document Number0054172615
Book / Page005417 / 002615
Instrument DateOct 12, 2018
Instrument154614
Transaction TypeTransfer
Record UpdatedOct 31, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$315.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 15, 2018
Property Address4575 CALUMET DR, SAINT CLOUD, FL 34772-8989
Document Number0054172533
Book / Page005417 / 002533
Instrument DateOct 12, 2018
Instrument154588
Transaction TypeTransfer
Record UpdatedOct 31, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$315.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateOct 15, 2018
Property Address4575 CALUMET DR, SAINT CLOUD, FL 34772-8989
Document Number0054172617
Book / Page005417 / 002617
Instrument DateOct 12, 2018
Instrument154615
Transaction TypeMortgage
Record UpdatedNov 05, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Mortgage

Document Number54172617
DateOct 15, 2018
Book Page005417/002617
Instrument154615
Lender
NameREGIONS BK
TypeBank
Address100 N TAMPA ST # 3400, TAMPA, FL 33602-5145
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,279.00 (+8.8%) Homeowner's exemption$221,188 (+5.99%)$297,600 (-0.3%) Land $70,000 Building $227,600
2023$4,852.00 (+2.26%) Homeowner's exemption$208,695 (+3%)$298,500 (+15.83%) Land $60,000 Building $238,500
2022$4,745.00 Homeowner's exemption$202,617$257,700 Land $55,000 Building $202,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 424 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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