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4566 Calumet Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4566 Calumet Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,723 sqft · built 2019
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$259,100 (May 2019)
Tax Bill$5,584 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Oct 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN192631016100012590

Property Details

APN / Parcel Number

Primary APN192631016100012590

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,723 sqft Heated Area
Gross Area2,398 sqft
1st Floor Area1,723 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished
Garage Area440 sqft
PorchOpen Porch
Porch Area235 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4566 CALUMET DR
CitySAINT CLOUD
StateFL
Zip34772-8988
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 259
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase4
Legal Tract161
Legal Lot Number259
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1007
Census Tract43304

Owner

Source: Osceola County records · APN 192631016100012590

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4566 CALUMET DR, SAINT CLOUD, FL 34772-8988
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 02, 2019Special Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 19, 2018Warranty Deed, Transfer
INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC
Oct 19, 2018Loan Modification, Mortgage · Line of Credit
FLAGSTAR BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 2019 · Amount on Record
Deed SaleMay 02, 2019 · Amount on Record
Deed Document Number2019056770
Deed Book / Page5518 / 0399
Record UpdatedJun 08, 2026

May 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 02, 2019
Property Address4566 CALUMET DR, SAINT CLOUD, FL 34772-8988
Document Number0055180399
Book / Page5518 / 0399
Map ReferenceMB 26 PG 79-82
Instrument DateApr 27, 2019
Instrument2019056770
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyINNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,813.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 3020, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address4566 CALUMET DR, SAINT CLOUD, FL 34772-8988

Mortgage

Document Number2019056771
DateMay 02, 2019
Instrument2019056771
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 19, 2018
Property Address4566 CALUMET DR, SAINT CLOUD, FL 34772-8988
Document Number0054201105
Book / Page005420 / 001105
Instrument DateOct 17, 2018
Instrument157106
Transaction TypeTransfer
Record UpdatedNov 01, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$630.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateOct 19, 2018
Property Address4566 CALUMET DR, SAINT CLOUD, FL 34772-8988
Document Number0054201107
Book / Page005420 / 001107
Instrument DateOct 17, 2018
Instrument157107
Transaction TypeMortgage
Record UpdatedNov 05, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE LAKELAND FL 338034053, LAKELAND, FL 33803-4053

Mortgage

Document Number54201107
DateOct 19, 2018
Book Page005420/001107
Instrument157107
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,584.00 (+8.6%) Homeowner's exemption$238,251 (+5.99%)$319,100 (-0.62%) Land $70,000 Building $249,100
2023$5,142.00 (+2.29%) Homeowner's exemption$224,794 (+3%)$321,100 (+15.8%) Land $60,000 Building $261,100
2022$5,027.00 Homeowner's exemption$218,247$277,300 Land $55,000 Building $222,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 424 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000

May also be available at this address: Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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