45746 Corte Lerma, Temecula, CA 92592 Property Records

Riverside County property record for 45746 Corte Lerma, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,931 sqft · built 1991
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Nov 2017)
Tax Bill	$6,262 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`962-091-009`

Property Details

APN / Parcel Number

Primary APN	`962-091-009`
Alternative APN	`950301009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,931 sqft Living Area
Gross Area	2,406 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Construction Type	Wood
Roof Material	Tile
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	962091009
Old Parcel Number	950301009
Street Address	45746 CORTE LERMA
City	TEMECULA
State	CA
Zip	92592-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9 MB 221/021 TR 23063-5
Legal Subdivision	23063-5
Legal Tract	23063-5
Legal Lot Number	9
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	4
Census Block	4002
Census Tract	43252

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	45746 CORTE LERMA, TEMECULA, CA 92592-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Sep 12, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 24, 2020	Deed of Trust, Mortgage · VA Mortgage E & S FINANCIAL GROUP INC E & S FINANCIAL GROUP INC
Nov 2, 2017	Grant Deed, Transfer · VA Mortgage AMERICAN PREFERRED LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2017 · Amount on Record
Deed Sale	Nov 2, 2017 · Amount on Record
Prior Sale	Mar 25, 2013
Deed Document Number	2017-0458318
Record Updated	Jun 7, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45746 CORTE LERMA, TEMECULA, CA 92592-1216
Transaction Type	Mortgage
Record Updated	Jul 7, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45746 CORTE LERMA, TEMECULA, CA 92592-1216

Mortgage

Document Number	0000182696
Date	Jun 27, 2023
Instrument	2023-0182696

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45746 CORTE LERMA, TEMECULA, CA 92592-1216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000356650
Date	Sep 12, 2019
Instrument	2019-0356650

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45746 CORTE LERMA, TEMECULA, CA 92592-1216
Document Number	0000535777
Instrument Date	Oct 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45746 CORTE LERMA TEMECULA CA 925921216, TEMECULA, CA 92592-1216

Mortgage

Document Number	0000535777
Date	Nov 2, 2020
Instrument	535777

Lender

Name	E & S FINANCIAL GROUP INC E & S FINANCIAL GROUP INC
Type	Bank
Address	VENTURA, CA 93003

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 2, 2017
Property Address	45746 CORTE LERMA, TEMECULA, CA 92592-1216
Document Number	0000458318
Map Reference	MB 221 PG 21-29
Instrument Date	Oct 25, 2017
Instrument	2017-0458318
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45746 CORTE LERMA, TEMECULA, CA 92592-1216

Mortgage

Document Number	0000458319
Date	Nov 2, 2017
Instrument	2017-0458319

Lender

Name	AMERICAN PREFERRED LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,262.00 (+1.52%) Disabled Person's exemption Veteran's exemption	$563,219 (+4.04%) Land $168,965 Building $394,254
2023	$6,168.00 (+0.88%) Disabled Person's exemption Veteran's exemption	$541,350 Land $162,404 Building $378,946
2022	$6,114.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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