45730 Corte Lerma, Temecula, CA 92592 Property Records

Riverside County property record for 45730 Corte Lerma, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,650 sqft · built 1991
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$915,000 (Mar 2022)
Tax Bill	$12,134 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`962-091-007`

Property Details

APN / Parcel Number

Primary APN	`962-091-007`
Alternative APN	`950301007`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,650 sqft Living Area
Gross Area	3,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Construction Type	Wood
Roof Material	Tile
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	962091007
Old Parcel Number	950301007
Street Address	45730 CORTE LERMA
City	TEMECULA
State	CA
Zip	92592-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 7 MB 221/021 TR 23063-5
Legal Tract	23063-5
Legal Lot Number	7
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	4
Census Block	4002
Census Tract	43252

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	11357 MAYAPPLE WAY, SAN DIEGO, CA 92131-2926
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Grant Deed, Transfer · Conventional Mortgage KEY BANK NA
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Jul 12, 2018	Deed of Trust, Mortgage · ARM PARAMOUNT EQUITY MORTGAGE LLC
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Aug 7, 2019	Intrafamily Transfer, Transfer · ARM SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Aug 7, 2019
Deed Document Number	2022-0135933
Record Updated	Jun 7, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 21, 2022
Property Address	45730 CORTE LERMA, TEMECULA, CA 92592-1216
Document Number	0000135933
Map Reference	MB 221 PG 21-29
Instrument Date	Mar 18, 2022
Instrument	2022-0135933
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	EQUITY TITLE-ORANGE COUNTY, EQUITY TITLE ORANGE COUNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4625 WILLIAMS RD, SAN JOSE, CA 95129-3229

Mortgage

Document Number	0000135934
Date	Mar 21, 2022
Instrument	2022-0135934

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45730 CORTE LERMA, TEMECULA, CA 92592-1216
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45730 CORTE LERMA, TEMECULA, CA 92592-1216

Mortgage

Document Number	0000377413
Date	Jun 23, 2021
Instrument	2021-0377413

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45730 CORTE LERMA, TEMECULA, CA 92592-1216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000282459
Date	Jul 12, 2018
Instrument	2018-0282459

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45730 CORTE LERMA, TEMECULA, CA 92592-1216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45730 CORTE LERMA, TEMECULA, CA 92592-1216

Mortgage

Document Number	0000521978
Date	Oct 28, 2020
Instrument	2020-0521978

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 7, 2019
Property Address	45730 CORTE LERMA, TEMECULA, CA 92592-1216
Document Number	0000297360
Map Reference	MB 221 PG 21-29
Instrument Date	Jul 31, 2019
Instrument	2019-0297360
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	45730 CORTE LERMA, TEMECULA, CA 92592-1216

Mortgage

Document Number	0000297361
Date	Aug 7, 2019
Instrument	2019-0297361

Lender

Name	SCHOOLSFIRST FCU
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,134.00 (+2.6%)	$971,005 (+4.04%) Land $132,651 Building $838,354
2023	$11,827.00 (+62.1%)	$933,300 Land $127,500 Building $805,800
2022	$7,296.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
MJM Telecom Fixed Wireless	100 / 25
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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