4573 Monarch Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 4573 Monarch Ln, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,126 sqft · built 2005
Lot Size	0.116 acres (5,056 sqft)
Owner	Individual Name on File
Last Sale	$503,000 (Mar 2005)
Tax Bill	$7,677 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`248-480-150-000`

Property Details

APN / Parcel Number

Primary APN	`248-480-150-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,126 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Construction Type	Wood
Lot Area	5,056 sqft (0.116 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4573 MONARCH LN
City	TRACY
State	CA
Zip	95377-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-FM PT 248-030-13/GARDEN SQUARE, UNIT NO. 2
Legal Subdivision	GARDEN SQUARE UNIT #2
Legal Lot Number	27
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1017
Census Tract	5219

Owner

Source: San Joaquin County records · APN 248-480-150-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4573 MONARCH LN, TRACY, CA 95377-8310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Aug 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2005 · Amount on Record
Deed Sale	Mar 29, 2005 · Amount on Record
Deed Document Number	2005-071638
Record Updated	Jun 07, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	4573 MONARCH LN, TRACY, CA 95377-8310
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4573 MONARCH LN, TRACY, CA 95377-8310

Mortgage

Document Number	0000125297
Date	Nov 02, 2022
Instrument	2022-125297

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Sep 09, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	4573 MONARCH LN, TRACY, CA 95377-8310
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4573 MONARCH LN, TRACY, CA 95377-8310

Mortgage

Document Number	0000165500
Date	Nov 30, 2020
Instrument	2020-165500

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	4573 MONARCH LN, TRACY, CA 95377-8310
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090799
Date	Aug 10, 2017
Instrument	2017-090799

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	4573 MONARCH LN, TRACY, CA 95377-8310
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122997
Date	Oct 28, 2019
Instrument	2019-122997

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	4573 MONARCH LN, TRACY, CA 95377-8310
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4573 MONARCH LN, TRACY, CA 95377-8310

Mortgage

Document Number	0000159718
Date	Nov 18, 2020
Instrument	2020-159718

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,677.00 (+5.03%)	$700,622 (+4.04%) Land $280,158 Building $420,464
2023	$7,309.00 (+1.85%)	$673,418 Land $269,280 Building $404,138
2022	$7,176.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 467 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Zinnia Networks	Fixed Wireless (unlicensed)	600 / 120
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Cal.net, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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