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4553 Monarch Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 4553 Monarch Ln, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,858 sqft · built 2005
Lot Size0.115 acres (5,022 sqft)
OwnerIndividual Name on File
Last Sale$702,000 (Sep 2021)
Tax Bill$8,072 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN248-480-160-000

Property Details

APN / Parcel Number

Primary APN248-480-160-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,858 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Construction TypeWood
Lot Area5,022 sqft (0.115 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4553 MONARCH LN
CityTRACY
StateCA
Zip95377-8310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description02-FM PT 248-030-13/GARDEN SQUARE, UNIT NO. 2
Legal SubdivisionTRACY #3020 GARDEN SQUARE UNIT #2
Legal Lot Number28
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1017
Census Tract5219

Owner

Source: San Joaquin County records · APN 248-480-160-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4553 MONARCH LN, TRACY, CA 95377-8310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 29, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Aug 17, 2017Loan Modification, Mortgage · FHA Mortgage
JP MORGAN CHASE BK
Jul 12, 2017Deed of Trust, Mortgage · FHA Mortgage
SECRETARY/THE US DEPT/HSNG & U

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2021 · Amount on Record
Deed SaleSep 24, 2021 · Amount on Record
Prior SaleDec 11, 2012 · Amount on Record
Deed Document Number2021-161034
Record UpdatedJun 08, 2026

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 24, 2021
Property Address4553 MONARCH LN, TRACY, CA 95377-8310
Document Number0000161034
Map ReferenceMB 36 PG 85
Instrument DateSep 21, 2021
Instrument2021-161034
Transaction TypeTransfer
Record UpdatedOct 06, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4553 MONARCH LN, TRACY, CA 95377-8310

Mortgage

Document Number0000161035
DateSep 24, 2021
Instrument2021-161035
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2%
Type Change DateOct 01, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7%
IndexOther
Max Rate7%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address4553 MONARCH LN, TRACY, CA 95377-8310
Transaction TypeMortgage
Record UpdatedAug 16, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4553 MONARCH LN, TRACY, CA 95377-8310

Mortgage

Document Number0000126859
DateJul 29, 2021
Instrument2021-126859
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term312 Months
DueJul 01, 2047

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN JOAQUIN CA
Property Address4553 MONARCH LN, TRACY, CA 95377-8310
Document Number0000093957
Instrument DateAug 17, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4553 MONARCH LN TRACY CA 953778310, TRACY, CA 95377-8310

Mortgage

Document Number0000093957
DateAug 17, 2017
Instrument93957
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 16, 2047
Interest
Rate3.87%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address4553 MONARCH LN, TRACY, CA 95377-8310
Document Number0000091548
Instrument DateJul 12, 2017
Transaction TypeMortgage
Record UpdatedOct 09, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4553 MONARCH LN TRACY CA 953778310, TRACY, CA 95377-8310

Mortgage

Document Number0000091548
DateAug 11, 2017
Instrument91548
Lender
NameSECRETARY/THE US DEPT/HSNG & U
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 10, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,072.00 (+5.08%) Homeowner's exemption$744,966 (+4.04%) Land $222,853 Building $522,113
2023$7,682.00 (+1.86%) Homeowner's exemption$716,040 Land $214,200 Building $501,840
2022$7,542.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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