Santa Rosa County property record for 4571 Carmel Cir, Pace, FL 32571 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,852 sqft · built 2006 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $137,000 (Jan 2013) |
| Tax Bill | $1,458 (2024) |
| Deeds & Mortgages | Feb 2023 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-1N-29-5431-00A00-0060 |
| Primary APN | 09-1N-29-5431-00A00-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,852 sqft Heated Area |
| Gross Area | 2,462 sqft |
| 1st Floor Area | 2,272 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,934 sqft (0.251 acres) |
| Lot Dimensions | 1,290 ft deep x 850 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 091N29543100A000060 |
|---|---|
| Street Address | 4571 CARMEL CIR |
| City | PACE |
| State | FL |
| Zip | 32571-1164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIBURON WEST LOT 6 BLK A AS DES IN OR 3210 PG 1218 |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 09 |
| Legal Subdivision | TIBURON WEST |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10708 |
Source: Santa Rosa County records · APN 09-1N-29-5431-00A00-0060
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4571 CARMEL CIR, PACE, FL 32571-1164 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 07, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 23, 2013 · Amount on Record |
| Deed Sale | Jan 23, 2013 · Amount on Record |
| Prior Sale | May 30, 2006 · Amount on Record |
| Deed Document Number | 0032101218 |
| Deed Book / Page | 3210 / 1218 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4571 CARMEL CIR, PACE, FL 32571-1164 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4571 CARMEL CIR, MILTON, FL 32571-1164 |
| Document Number | 0043650513 |
|---|---|
| Date | Feb 07, 2023 |
| Book Page | 4365/513 |
| Instrument | 202305129 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 10, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4571 CARMEL CIR, PACE, FL 32571-1164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4571 CARMEL CIR, MILTON, FL 32571-1164 |
| Document Number | 0039941191 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 3994/1191 |
| Instrument | 202043344 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,458.00 (+11.47%) Homeowner's exemption | $143,709 (+3%) | $232,027 (+9.22%) Land $33,000 Building $199,027 |
| 2023 | $1,308.00 (+3.15%) Homeowner's exemption | $139,523 (+3%) | $212,447 (+0.67%) Land $33,000 Building $179,447 |
| 2022 | $1,268.00 Homeowner's exemption | $135,459 | $211,032 Land $33,000 Building $178,032 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 26 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 18 (1993–2020) |
| Claims Outside the SFHA | 18 of 18 |
| Most Recent Claim | Sep 2020, rainfall accumulation, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 293 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T, Mediacom Communications, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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