Santa Rosa County property record for 4564 Carmel Cir, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,852 sqft · built 2006 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | Company Name on File |
| Last Sale | $270,000 (Oct 2021) |
| Tax Bill | $2,824 (2024) |
| Deeds & Mortgages | Apr 2022 Construction Loan Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-1N-29-5431-00C00-0050 |
| Primary APN | 09-1N-29-5431-00C00-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,852 sqft Living Area |
| Gross Area | 2,572 sqft |
| 1st Floor Area | 1,852 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 9,322 sqft (0.214 acres) |
| Lot Dimensions | 110 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4564 CARMEL CIR |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-1164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TIBURON WEST BLK C LOT 5 AS DES IN OR 4276 PG 1405 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 09 |
| Legal Subdivision | TIBURON WEST |
| Legal Block | C |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10708 |
Source: Santa Rosa County records · APN 09-1N-29-5431-00C00-0050
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 27, 2022 | Warranty Deed, Construction Loan · Construction Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Oct 18, 2021 | Warranty Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on Record |
| Deed Sale | Oct 18, 2021 · Amount on Record |
| Prior Sale | Jun 23, 2009 · Amount on Record |
| Deed Document Number | 202169526 |
| Deed Book / Page | 4194 / 1248 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 27, 2022 |
| Property Address | 4564 CARMEL CIR, PACE, FL 32571-1164 |
| Document Number | 0042761405 |
| Book / Page | 4276 / 1405 |
| Map Reference | MB 9 PG 94 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 202225406 |
| Transaction Type | Construction Loan |
| Record Updated | May 24, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4564 CARMEL CIR, PACE, FL 32571-1164 |
| Document Number | 0042761408 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 4276/1408 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 08, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 18, 2021 |
| Property Address | 4564 CARMEL CIR, PACE, FL 32571-1164 |
| Document Number | 0041941248 |
| Book / Page | 4194 / 1248 |
| Map Reference | MB 9 PG 94 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 202169526 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2021 |
| Title Company | ALLURE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4564 CARMEL CIR, 4564, MILTON, FL 32571-1164 |
| Name | Verified Name |
|---|---|
| Address | 1273 OAK MESA DR, LA VERNE, CA 91750-1516 |
| Document Number | 41941250 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 4194/1250 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Nov 01, 2022 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $225,672 (-0.76%) Land $37,000 Building $188,672 | $225,672 (-0.76%) Land $37,000 Building $188,672 | |
| 2024 | $2,824.00 (+3.56%) | $227,410 (+9.18%) Land $33,000 Building $194,410 | $227,410 (+9.18%) Land $33,000 Building $194,410 |
| 2023 | $2,727.00 (-0.22%) | $208,284 (+0.67%) Land $33,000 Building $175,284 | $208,284 (+0.67%) Land $33,000 Building $175,284 |
| 2022 | $2,733.00 | $206,902 | $206,902 Land $33,000 Building $173,902 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 18 (1993–2020) |
| Claims Outside the SFHA | 18 of 18 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cox Communications.
Based on FCC filings for 293 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures