Martin County property record for 4570 SE Cove Rd, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1983 |
| Lot Size | 0.257 acres (11,238 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $924 (2024) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-38-41-002-008-00080-5 |
| Primary APN | 25-38-41-002-008-00080-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,238 sqft (0.257 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30907 |
|---|---|
| Street Address | 4570 SE COVE RD |
| City | STUART |
| State | FL |
| Zip | 34997-3348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW MONROVIA LOTS 8 9 & 10 BLK 8 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 25 |
| Legal Subdivision | NEW MONROVIA |
| Legal Block | 8 |
| Legal Lot Number | 8-10 9 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 1410 |
Source: Martin County records, as of December 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4570 SE COVE RD, STUART, FL 34997-3348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1984 |
| Deed Sale | Jun 1, 1984 |
| Deed Document Number | 0000607116 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4578 SE COVE RD, STUART, FL 34997 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029832724 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 02983/2724 |
| Instrument | 2686745 |
| Name | GOLD COAST FCU |
|---|---|
| Type | Credit Union |
| Address | WEST PALM BEACH, FL 33406 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 15, 2033 |
Source: Martin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,842 (+5.99%) | $225,350 (+19.63%) Land $76,000 Building $149,350 | |
| 2024 | $924.00 (+2.78%) | ||
| 2023 | $899.00 (+3.1%) Additional exemption filed | $60,236 (+3%) | $188,370 (+56.35%) Land $76,000 Building $112,370 |
| 2022 | $872.00 Homeowner's exemption | $58,482 | $120,480 Land $61,750 Building $58,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (1982–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Verizon.
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