4550 SE Cove Rd, Stuart, FL 34997 Property Records

Martin County property record for 4550 SE Cove Rd, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1961
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (Mar 2002)
Tax Bill	$1,412 (2025)
Deeds & Mortgages	Nov 2018 Sale Sep 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-38-41-002-008-0011.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`25-38-41-002-008-0011.0-9-0000`
Alternative APNs	`25-38-41-002-008-00110-9` `30908`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC

Location & Zoning

Account Number	30908
Street Address	4550 SE COVE RD
City	STUART
State	FL
Zip	34997-3348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	NEW MONROVIA LOTS 11 & 12 BLK 8
Legal Range	41E
Legal Township	38S
Legal Section	25
Legal Subdivision	NEW MONROVIA
Legal Block	8
Legal Lot Number	11,12
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3010
Census Tract	1410

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4550 SE COVE RD, STUART, FL 34997-3348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 12, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2002 · Amount on Record
Deed Sale	Mar 12, 2002 · Amount on Record
Prior Sale	Aug 11, 1987 · Amount on Record
Deed Document Number	20021557525
Deed Book / Page	1627 / 495
Last Transfer Date	Jan 4, 2018
Transfer Doc	0030150876
Record Updated	Oct 29, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 16, 2018
Property Address	4550 SE COVE RD, STUART, FL 34997-3348
Document Number	0030271212
Book / Page	003027 / 001212
Instrument Date	Nov 15, 2018
Instrument	2725963
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 SE COVE RD STUART FL 349973348, STUART, FL 34997-3348

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 12, 2018
Property Address	4550 SE COVE RD, STUART, FL 34997-3348
Document Number	0030150876
Book / Page	003015 / 000876
Instrument Date	Jan 4, 2018
Instrument	2714974
Transaction Type	Transfer
Record Updated	Oct 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 SE CITRUS WAY HOBE SOUND FL 334557108, HOBE SOUND, FL 33455-7108

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 27, 2017
Property Address	4550 SE COVE RD, STUART, FL 34997-3348
Document Number	0029492916
Book / Page	002949 / 002916
Instrument Date	Sep 26, 2017
Instrument	2656601
Transaction Type	Transfer
Record Updated	Oct 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5500 OLD FORT JUPITER RD JUPITER FL 334583439, JUPITER, FL 33458-3439
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,412.00 (+0.79%) Homeowner's exemption	$102,408 (+5.99%)	$148,560 (+25.07%) Land $76,000 Building $72,560
2024	$1,401.00 (+4.01%)
2023	$1,347.00 (+4.91%) Additional exemption filed	$96,624 (+3%)	$118,780 (+26.62%) Land $61,750 Building $57,030
2022	$1,284.00 Homeowner's exemption	$93,810 Land $52,250 Building $41,560	$93,810 Land $52,250 Building $41,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1982–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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