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4570 Luminary Ave, Naples, FL 34119 Property Records

Collier County property record for 4570 Luminary Ave, Naples, FL 34119

Property Summary

Property TypeSingle Family Home
Details2,169 sqft · built 2020
Lot Size0.17 acres (7,405 sqft)
Owner2 Trust Names on File
Last Sale$570,000 (Dec 2020)
Tax Bill$5,068 (2025)
Deeds & MortgagesOct 2025 Transfer
Dec 2020 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN643960 4833B09

Property Details

APN / Parcel Number

Primary APN643960 4833B09
Alternative APN
  • 74937504207

Interior

Building Area2,169 sqft Living Area
1st Floor Area2,169 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeMasonry / Concrete Block
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address4570 LUMINARY AVE
CityNAPLES
StateFL
Zip34119-9074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONECREEK PLAT TWO LOT 483
Legal Range26
Legal Township48
Legal Section9
Legal SubdivisionSTONECREEK PLAT TWO
Legal Block1
Legal Lot Number483
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group1
Census Block1016
Census Tract11209

Owner

4570 Luminary Ave is owner-occupied and held in a trust since June 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Trust Names on File
Mailing Address4570 LUMINARY AVE, NAPLES, FL 34119-9074
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 4, 2020Special Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2020 · Amount on File
Deed SaleDec 4, 2020 · Amount on File
Deed Document Number20205964504
Deed Book / Page5855 / 237
Last Transfer DateJun 26, 2025
Transfer Doc0065220391
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateOct 31, 2025
Property Address4570 LUMINARY AVE, NAPLES, FL 34119-9074
Document Number0065220391
Book / Page6522 / 391
Map ReferenceMB 62 PG 5
Instrument DateJun 26, 2025
Instrument6747377
Transaction TypeTransfer
Record UpdatedNov 14, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4570 LUMINARY AVE, NAPLES, FL 34119-9074

Transferred To (Grantee/Buyer)

NameVerified Name
Address4570 LUMINARY AVE, NAPLES, FL 34119-9074

December 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLLIER FL
Recording DateDec 4, 2020
Property Address4570 LUMINARY AVE, NAPLES, FL 34119-9074
Document Number0058550237
Book / Page5855 / 237
Map ReferenceMB 62 PG 5
Instrument DateDec 1, 2020
Instrument5964504
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,990.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address4570 LUMINARY AVE, NAPLES, FL 34119-9074

Mortgage

Document Number0005855239
DateDec 4, 2020
Instrument5855/239
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4570 Luminary Ave was $5,068, up 2.4% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$564,749 (+2.7%)$765,939 (-7.89%) Land $372,940 Building $392,999
2025$5,068.00 (+2.36%) Homeowner's exemption Veteran's exemption$549,902 (+2.9%)$831,517 (-8.64%) Land $507,284 Building $324,233
2024$4,951.00 (+0.9%) Homeowner's exemption Veteran's exemption$534,404 (+3%)$910,164 (-10.38%) Land $466,701 Building $443,463
2023$4,907.00 (-2.58%) Homeowner's exemption Veteran's exemption$518,839 (+3%)$1,015,631 (+13.51%) Land $530,836 Building $484,795
2022$5,037.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$503,727$894,759 Land $380,540 Building $514,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4570 Luminary Ave in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 545 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies545 in force
Nearby Flood Claims3 (2017–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2023
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4570 Luminary Ave is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Fiber · Cable in parts of the area		1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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