4570 Cutlass Dr, Captiva, FL 33924 Property Records

Lee County property record for 4570 Cutlass Dr, Captiva, FL 33924 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,098 sqft · built 1985
Lot Size0.298 acres (12,976 sqft)
Owner2 Individual Names on File
Last Sale$364,500 (Mar 2017)
Tax Bill$7,537 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN05-45-21-17-00004.0020

Property Details

APN / Parcel Number

Primary APN05-45-21-17-00004.0020
Alternative APNs
  • 05452101000042120
  • 21054517000040020
  • 10003660

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area2,098 sqft Living Area
Gross Area2,458 sqft
1st Floor Area784 sqft
Upper Floors Area196 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1994
Exterior MaterialOther
Roof TypeHip
Roof MaterialMetal
Lot Area12,976 sqft (0.298 acres)
Lot Dimensions128 ft deep x 103 ft wide
Garage TypeCarport
Garage Area150 sqft
CarportCarport
Carport Area150 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area240 sqft
PorchSlab
Porch Area423 sqft
Deck Area878 sqft
Patio Area1,118 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10003660
Street Address4570 CUTLASS DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP N END CAPTIVA IS PB 1 PG 61 PT OF LOT 4 AS DESC IN OR 1071 PG 0713
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract17
Legal Block1
Legal Lot Number4
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1021
Census Tract80100

Owner

Source: Lee County records · APN 05-45-21-17-00004.0020

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4570 CUTLASS DR, CAPTIVA, FL 33924
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
ON Q FINANCIAL INC
Mar 07, 2017Warranty Deed, Transfer · Conventional Mortgage
FLORIDA COMMUNITY BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2017 · Amount on Record
Deed SaleMar 07, 2017 · Amount on Record
Prior SaleOct 08, 2013 · Amount on Record
Deed Document Number201747735
Last Transfer DateMay 29, 2020
Transfer Doc0000317540
Record UpdatedJun 08, 2026

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateDec 18, 2020
Property Address4570 CUTLESS DR, CAPTIVA, FL 33924
Document Number0000317540
Instrument DateMay 29, 2020
Instrument2020000317540
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4570 CUTLESS DR, CAPTIVA, FL 33924

Mortgage

Document Number0000317541
DateDec 18, 2020
Instrument2020000317541
Lender
NameON Q FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term174 Months
DueJun 01, 2035

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 07, 2017
Property Address4570 CUTLESS DR, CAPTIVA, FL 33924
Document Number0000047735
Instrument DateMar 06, 2017
Instrument2017000047735
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,551.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address125 LINCOLN AVE # AVEB3A, 125, MINEOLA, NY 11501-2824

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 PLAYA DEL SUR, LA JOLLA, CA 92037-5935

Mortgage

Document Number0000047736
DateMar 07, 2017
Instrument2017000047736
Lender
NameFLORIDA COMMUNITY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2032

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,537.00 (+175.88%)$512,432 (+263.09%) Land $138,974 Building $373,458$512,432 (+263.09%) Land $138,974 Building $373,458
2023$2,732.00 (-66.58%)$141,130 (-77.74%) Land $141,120 Building $10$141,130 (-77.74%) Land $141,120 Building $10
2022$8,175.00$634,079 Land $331,300 Building $302,779$634,079 Land $331,300 Building $302,779

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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