4550 Cutlass Dr, Captiva, FL 33924 Property Records

Lee County property record for 4550 Cutlass Dr, Captiva, FL 33924 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage2,351 sqft Living Area
Lot Size12,371 sqft (0.284 acres)
GarageCarport, 779 sqft
Last Sale$585,000 (2020)
Tax Bill$13,754.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-45-21-17-00004.0040
Alternative APNs
  • 05452101000042030
  • 21054517000040040
  • 10003652

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,351 sqft Living Area
Gross Area6,104 sqft Gross Area
1st Floor1,054 sqft 1st Floor
Upper Floors1,012 sqft Upper Floors
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialCombination Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area12,371 sqft (0.284 acres)
Depth X Width125 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area779 sqft Garage
CarportCarport
Carport Area779 sqft Carport

Exterior Amenities

Pool Area308 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Deck Area878 sqft Deck
Patio Area1,186 sqft Patio
Porch Area1,802 sqft Porch
Gazebo56 sqft Gazebo
Outdoor Kitchen Or Brick BBQOutdoor Kitchen or Brick BBQ

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10003652
Street Address4550 CUTLASS DR
CityCAPTIVA
StateFL
Zip33924
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMAP N END CAPTIVA IS PB 1 PG 61 PT OF LOT 4AS DESC IN OR 1046 PG 0365 AKA BLK 4 LT 4 CASTAWAY KEY U/R
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract17
Legal Block4
Legal Lot Number4
JurisdictionLEE FL
Minor Civil DivisionSANIBEL ISLAND
Census Blockgroup1
Census Block1021
Census Tract80100

Owner

Source: Lee County records · APN 05-45-21-17-00004.0040

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1669 S LAKESHORE RD, CARSONVILLE, MI 48419-9312
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 21, 2020Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 21, 2020 · Amount on Record
Deed SaleOct 21, 2020 · Amount on Record
Prior SaleJun 08, 2015 · Amount on Record
Deed Doc Number2020254064
Last Transfer DateJun 04, 2025
Transfer Doc0000166155
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address4550 CUTLESS DR, CAPTIVA, FL 33924
Transaction TypeMortgage
Record UpdatedJun 21, 2023
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address1669 S LAKESHORE RD, CARSONVILLE, MI 48419-9312

Mortgage

Document Number0000205724
DateJun 12, 2023
Instrument2023000205724
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address4550 CUTLESS DR, CAPTIVA, FL 33924
Transaction TypeMortgage
Record UpdatedFeb 10, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000137314
DateApr 28, 2021
Instrument2021000137314
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateOct 21, 2020
Property Address4550 CUTLESS DR, CAPTIVA, FL 33924
Document Number0000254064
Instrument DateOct 09, 2020
Instrument2020000254064
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,095.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address39 SPRING GARDEN DR, 39, MADISON, NJ 07940-2253

Transferred To (Grantee/Buyer)

NameVerified Name
Address1669 S LAKESHORE RD, CARSONVILLE, MI 48419-9312

Mortgage

Document Number0000254065
DateOct 21, 2020
Instrument2020000254065
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,754.00 (-0.49%)$853,149 (-26.42%)$1,082,817 (-6.61%) Land $163,122 Building $919,695
2023$13,822.00 (+15.28%)$1,159,434 (+27.53%) Land $136,294 Building $1,023,140$1,159,434 (+27.53%) Land $136,294 Building $1,023,140
2022$11,990.00$909,167 Land $132,500 Building $776,667$909,167 Land $132,500 Building $776,667

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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