457 Piney Way, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 457 Piney Way, Morro Bay, CA 93442

Property Summary

Property TypeResidential Vacant Land
Lot Size0.145 acres (6,300 sqft)
OwnerCompany Name on Record
Last Sale$23,000 (Mar 2013)
Tax Bill$2,279 (2025)
Deeds & MortgagesSep 2026 Mortgage
Feb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN066-186-015

Property Details

APN / Parcel Number

Primary APN066-186-015

Exterior

Lot Area6,300 sqft (0.145 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address457 PINEY WAY
CityMORRO BAY
StateCA
Zip93442-2653
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR2
Legal DescriptionTN MORRO CERRITO ADD BL E LT 8
Legal SubdivisionTN MORRO CERRITO ADD
Legal BlockE
Legal Lot Number8
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1041
Census Tract10602

Owner

Source: San Luis Obispo County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2557 CLUBHOUSE DR, PASO ROBLES, CA 93446-7130
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Feb 9, 2024Deed of Trust, Mortgage · Commercial Mortgage
THE FIORI FAMILY LIVING TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2013 · Amount on Record
Deed SaleMar 4, 2013 · Amount on Record
Prior SaleDec 27, 1996 · Amount on Record
Deed Document Number201312970
Prior Transfer DateFeb 27, 2013
Prior Transfer Doc0000012970
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 30, 2026
Property Address457 PINEY WAY, MORRO BAY, CA 93442-2653
Document Number0000030893
Instrument DateSep 29, 2026
Instrument202630893
Transaction TypeMortgage
Record UpdatedOct 8, 2026
Title CompanyPLACER TITLE ER, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address2553 TRADITIONS LOOP, PASO ROBLES, CA 93446-7136

Mortgage

Document Number0000030893,
DateSep 30, 2026
Instrument202630893
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address457 PINEY WAY, MORRO BAY, CA 93442-2653
Transaction TypeMortgage
Record UpdatedFeb 22, 2024
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2557 CLUBHOUSE DR, PASO ROBLES, CA 93446-7130

Mortgage

Document Number0000003506
DateFeb 9, 2024
Instrument2024003506
Lender
NameTHE FIORI FAMILY LIVING TRUST
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$504,100 (+143.7%) Land $433,500 Building $70,600
2025$2,279.00 (+1.7%)$206,856 (+4.04%) Land $206,856
2024$2,241.00 (+1.86%)
2023$2,200.00 (+6.69%)$198,824 Land $198,824
2022$2,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ranch Wifi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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