452 Oak Ave, Sebring, FL 33870 Property Records

Highlands County property record for 452 Oak Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,433 sqft · built 1926
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,379 (2024)
Deeds & Mortgages	Mar 2023 Transfer Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S294907008200140`

Property Details

APN / Parcel Number

Primary APN	`S294907008200140`
Alternative APN	`S-29-34-29-070-0820-0140`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,433 sqft Living Area
1st Floor Area	1,626 sqft
2nd Floor Area	600 sqft
Upper Floors Area	1,510 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Driveway	Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Enclosed Porch
Porch Area	176 sqft
Patio Area	614 sqft
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	S294907008200140
Street Address	452 OAK AVE
City	SEBRING
State	FL
Zip	33870-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	TOWN OF SEBRING 8TH ADD PB 1-PG 3 LOTS 14 + 15 BLK 82
Legal Range	29E
Legal Township	34S
Legal Section	29
Legal Subdivision	LIMETREE VILLAS
Legal Block	82
Legal Lot Number	14-15 15
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1027
Census Tract	961100

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	452 OAK AVE, SEBRING, FL 33870-3731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 2, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Dec 2, 2022
Last Transfer Date	Mar 2, 2023
Transfer Doc	0002139107
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 2, 2023
Property Address	452 OAK AVE, SEBRING, FL 33870-3731
Document Number	0002139107
Book / Page	2960 / 109
Map Reference	MB 1 PG 3
Instrument Date	Feb 20, 2023
Instrument	2139107
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	452 OAK AVE, SEBRING, FL 33870-3731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 OAK AVE, SEBRING, FL 33870-3731

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 2, 2022
Property Address	452 OAK AVE, SEBRING, FL 33870-3731
Document Number	0002126436
Book / Page	2944 / 1696
Map Reference	MB 1 PG 3
Instrument Date	Oct 12, 2022
Instrument	2126436
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	452 OAK AVE, SEBRING, FL 33870-3731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 OAK AVE, SEBRING, FL 33870-3731

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	452 OAK AVE, SEBRING, FL 33870-3731
Document Number	0001914205
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	452 OAK AVE SEBRING FL 338703731, SEBRING, FL 33870-3731

Mortgage

Document Number	0001914205
Date	Oct 10, 2018
Book Page	002659/001271
Instrument	1914205

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 9, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,210 (+2.99%)	$203,074 (+0.69%) Land $10,000 Building $193,074
2024	$2,379.00 (+6.97%)
2023	$2,224.00 (+9.72%) Homeowner's exemption	$122,543 (+8.87%)	$201,679 (+9.17%) Land $8,500 Building $193,179
2022	$2,027.00 Homeowner's exemption	$112,559	$184,744 Land $8,500 Building $176,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST serves 2,828 people · EPA ID FL6531742
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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