Centre County property record for 457 Mountain Top Rd, Howard, PA 16841
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,207 sqft · built 1970 |
| Lot Size | 10.5 acres (461,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $46,000 (Jul 1991) |
| Tax Bill | $1,244 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-004-,054-,0000 |
| Primary APN | 04-004-,054-,0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,207 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 461,300 sqft (10.5 acres) |
| Sewer | Connected |
|---|---|
| Water Source | Well |
| Street Address | 457 MOUNTAIN TOP RD |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Subdivision | KERRY A UHLER & ASSOC |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10100 |
Source: Centre County records · APN 04-004-,054-,0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 451 MOUNTAIN TOP RD, HOWARD, PA 16841-2629 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 1991 · Amount on Record |
| Deed Sale | Jul 24, 1991 · Amount on Record |
| Deed Book / Page | 581 / 143 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 451 MOUNTAIN TOP RD, HOWARD, PA 16841-2629 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002291/100 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 2291/100 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| County Subdivision | Liberty Township |
| Unified School District | Keystone Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,244.00 (-27.04%) | $21,115 (-33.79%) Land $5,795 Building $15,320 | |
| 2025 | $42,230 (-33.79%) Land $11,590 Building $30,640 | ||
| 2024 | $1,705.00 | $31,890 Land $16,570 Building $15,320 | |
| 1994 | $63,780 Land $33,140 Building $30,640 |
Source: FEMA National Flood Hazard Layer as of August 1, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1996–2026) |
| Most Recent Claim | Sep 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 67% of the US · above 79% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 12 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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