Hamilton County property record for 457 Happy Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,775 sqft · built 1957 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,000 (Jul 2021) |
| Tax Bill | $5,033 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0071-0406-00 |
| Primary APN | 540-0071-0406-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,775 sqft Living Area |
| 1st Floor Area | 865 sqft |
| 2nd Floor Area | 910 sqft |
| Basement Area | 865 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,542 sqft (0.242 acres) |
| Lot Dimensions | 145 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 175 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 457 HAPPY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANNAS DR 71.93 X 145 IRRLOT 11 DEBONAIRE ACS SUB BLK A |
| Legal Subdivision | DEBONAIRE ACS SUB |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21304 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 457 HAPPY DR, CINCINNATI, OH 45238-5256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 13, 2021 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Mar 18, 2021 | Warranty Deed, Transfer · Balloon Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on Record |
| Deed Sale | Jul 13, 2021 · Amount on Record |
| Prior Sale | Mar 18, 2021 · Amount on Record |
| Deed Document Number | 2021-0084674 |
| Deed Book / Page | 14457 / 846 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 457 HAPPY DR, CINCINNATI, OH 45238-5256 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 457 HAPPY DR, CINCINNATI, OH 45238-5256 |
| Document Number | 0000021730 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 14885/643 |
| Instrument | 2023-0021730 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 13, 2021 |
| Property Address | 457 HAPPY DR, CINCINNATI, OH 45238-5256 |
| Document Number | 0000084674 |
| Book / Page | 14457 / 846 |
| Map Reference | MB 125 PG 21&22 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021-0084674 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | TNTA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 457 HAPPY DR, CINCINNATI, OH 45238-5256 |
| Document Number | 0000084675 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-0084675 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 18, 2021 |
| Property Address | 457 HAPPY DR, CINCINNATI, OH 45238-5256 |
| Document Number | 0000034178 |
| Book / Page | 14377 / 357 |
| Map Reference | MB 125 PG 21&22 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 2021-0034178 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 OAK ST, NEWPORT, KY 41071-2051 |
| Investor | Possibly a Property Investor |
| Document Number | 0000034179 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-0034179 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,033.00 (+2.53%) | $84,700 (-) Land $11,291 Building $73,409 | |
| 2024 | $4,909.00 (-0.32%) | $84,700 (-) Land $11,291 Building $73,409 | |
| 2023 | $4,925.00 (+21.91%) | $84,700 (+68.92%) Land $11,291 Building $73,409 | $242,000 (+68.92%) Land $32,260 Building $209,740 |
| 2022 | $4,040.00 Homeowner's exemption | $50,141 Land $10,437 Building $39,704 | |
| 2020 | $143,260 Land $29,820 Building $113,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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