457 Gary Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 457 Gary Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,130 sqft · built 1954
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Jul 2025)
Tax Bill	$2,513 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-0920-0004-00-3`

Property Details

APN / Parcel Number

Primary APN	`18-0920-0004-00-3`
Alternative APN	`11-18-0920-0004-00-3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft
Basement Area	1,130 sqft
Unfinished Basement	1,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Raised Ranch
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	123 ft deep x 81 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	457 GARY AVE
City	BENTON HARBOR
State	MI
Zip	49022-7027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 4 BODTKE SUBDIVISION
Legal Subdivision	BODTKE SUBDIVISION
Legal Lot Number	4
Legal Unit	4
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3035
Census Tract	700

Owner

457 Gary Ave is owned and occupied by an individual who bought it in July 2025.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	457 GARY AVE, BENTON HARBOR, MI 49022-7027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Jul 5, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Prior Sale	Oct 28, 2016 · Amount on File
Deed Document Number	2025437589
Deed Book / Page	3455 / 2493
Prior Transfer Date	Jun 29, 2015
Prior Transfer Doc	03108/0079
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	457 GARY AVE, BENTON HARBOR, MI 49022-7027
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03306/1642
Date	Dec 29, 2020
Book Page	3306/1642

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 5, 2017
Property Address	457 GARY AVE, BENTON HARBOR, MI 49022-7027
Document Number	03176/2845
Book / Page	3176 / 2845
Instrument Date	Jul 5, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 GARY AVE, BENTON HARBOR, MI 49022-7027

Tax Assessment & Valuation

The 2025 property tax bill for 457 Gary Ave was $2,513 with a homeowner's exemption, up 2.9% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,300 (+1.13%)	$250,600 (+1.13%)
2025	$2,513.00 (+2.95%) Homeowner's exemption	$123,900	$247,800
2024	$2,441.00
2023		$84,400	$168,800
2022	$2,217.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 457 Gary Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 457 Gary Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

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