Berrien County property record for 433 Gary Ave, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,275 sqft · built 1952 |
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,900 (Mar 1992) |
| Tax Bill | $1,435 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-0920-0006-00-6 |
| Primary APN | 18-0920-0006-00-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,275 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Basement Area | 1,020 sqft |
| Unfinished Basement | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Lot Area | 9,496 sqft (0.218 acres) |
| Lot Dimensions | 133 ft deep x 71.1 ft wide |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 433 GARY AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-7027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 - SINGL |
| Legal Description | LOT 6 BODTKE SUBDIVISION |
| Legal Subdivision | BODTKE SUBDIVISION |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 700 |
433 Gary Ave is owned and occupied by two individuals who acquired it in July 2025.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 GARY AVE, BENTON HARBOR, MI 49022-7027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 1992 · Amount on File |
| Deed Sale | Mar 27, 1992 · Amount on File |
| Prior Sale | Mar 27, 1992 |
| Deed Book / Page | 1505 / 498 |
| Last Transfer Date | Jul 1, 2025 |
| Transfer Doc | 03454/1075 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 433 Gary Ave was $1,435 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | St. Joseph Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,400 | $162,800 | |
| 2025 | $1,435.00 | ||
| 2023 | $53,600 | $107,200 | |
| 2022 | $1,267.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Gary Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 433 Gary Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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