457 Fall River Ln, Saint Charles, MO 63304 Property Records

St. Charles County property record for 457 Fall River Ln, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,572 sqft · built 2009
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (May 2010)
Tax Bill	$3,031 (2025)
Deeds & Mortgages	Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`T082700112`

Property Details

APN / Parcel Number

Primary APN	`T082700112`
Alternative APN	`3-0115-A366-00-0014.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	2,978 sqft
1st Floor Area	1,572 sqft
Basement Area	1,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T082700112
Street Address	457 FALL RIVER LN
City	SAINT CHARLES
State	MO
Zip	63304-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALL RIVERS ESTS LOT 14
Legal Subdivision	FALL RIVERS ESTS
Legal Lot Number	14
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	1
Census Block	1000
Census Tract	311221

Owner

457 Fall River Ln is owned and occupied by two individuals who acquired it in April 2023.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	457 FALL RIVER LN, SAINT CHARLES, MO 63304-8501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2010 · Amount on File
Deed Sale	May 25, 2010 · Amount on File
Prior Sale	Dec 10, 2009 · Amount on File
Deed Document Number	2010313140
Deed Book / Page	5387 / 1744
Last Transfer Date	Apr 5, 2023
Transfer Doc	0000013430
Record Updated	Oct 29, 2026

April 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 10, 2023
Property Address	457 FALL RIVER LN, SAINT CHARLES, MO 63304-8501
Document Number	0000013430
Map Reference	MB 44 PG 313
Instrument Date	Apr 5, 2023
Instrument	2023R-013430
Transaction Type	Transfer
Record Updated	Apr 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	457 FALL RIVER LN, SAINT CHARLES, MO 63304-8501

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	523 SELENE ST, SAINT PETERS, MO 63376-2413
Mail Care Of	SHANNON GRAYEK

Tax Assessment & Valuation

The 2025 property tax bill for 457 Fall River Ln was $3,031.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,972 (-)	$268,277 (-) Land $40,000 Building $228,277
2025	$3,031.00	$50,972	$268,277 Land $40,000 Building $228,277
2023		$47,597
2022			$250,510 Land $40,000 Building $210,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 457 Fall River Ln in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	28 (1978–2025)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Jun 2025 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 457 Fall River Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20