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453 Fall River Ln, Saint Charles, MO 63304 Property Records

St. Charles County property record for 453 Fall River Ln, Saint Charles, MO 63304 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,128 sqft · built 2010
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Tax Bill$3,810 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT082700110

Property Details

APN / Parcel Number

Primary APNT082700110
Alternative APN
  • 3-0115-A366-00-0012.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,128 sqft Living Area
Basement Area1,168 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area150 sqft
Patio Area602 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT082700110
Old Parcel NumberT082700110
Street Address453 FALL RIVER LN
CitySAINT CHARLES
StateMO
Zip63304-8501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFALL RIVERS ESTS LOT 12
Legal Range04E
Legal Township46N
Legal SubdivisionFALL RIVERS ESTS
Legal Lot Number12
JurisdictionST CHARLES MO
Township / Civil DivisionST. PETERS
Census Block Group1
Census Block1000
Census Tract311221

Owner

Source: St. Charles County records · APN T082700110

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address453 FALL RIVER LN, SAINT CHARLES, MO 63304-8501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 05, 2010
Deed SaleNov 05, 2010
Prior SaleNov 05, 2010
Deed Document Number0000745300
Deed Book / Page5488 / 1913
Last Transfer DateAug 24, 2020
Transfer Doc0000610560
Record UpdatedJun 08, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateAug 24, 2020
Property Address453 FALL RIVER LN, SAINT CHARLES, MO 63304-8501
Document Number0000610560
Book / Page7378 / 2355
Map ReferenceMB 44 PG 313
Instrument DateAug 12, 2020
Instrument20200824000610560
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanySYNERGY TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address453 FALL RIVER LN, SAINT CHARLES, MO 63304-8501

Mortgage

Document Number0000610580
DateAug 24, 2020
Instrument20200824000610580
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,810.00 (+12.36%)$64,204 (+9.56%)$337,915 (+9.56%) Land $40,000 Building $297,915
2023$58,602 (+11.11%)
2022$3,391.00$52,740$308,429 (+11.11%) Land $40,000 Building $268,429
2021$277,579 Land $40,000 Building $237,579

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833112211, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims28 (1978–2025)
Claims Outside the SFHA6 of 28
Most Recent ClaimJun 2025, river or lake flooding
Claims By Storm
  • Severe Storms & Flooding, Jul 1993 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 256 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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