457 Clay St, Monterey, CA 93940 Property Records

Monterey County property record for 457 Clay St, Monterey, CA 93940

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,849 sqft · built 1939
Lot Size	0.155 acres (6,750 sqft)
Owner	Trust Name on File
Last Sale	$835,000 (Jul 2017)
Tax Bill	$11,131 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-391-022-000`

Property Details

APN / Parcel Number

Primary APN	`001-391-022-000`
Alternative APN	`001-391-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,849 sqft Living Area
1st Floor Area	1,849 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,750 sqft (0.155 acres)
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-391-022
Street Address	457 CLAY ST
City	MONTEREY
State	CA
Zip	93940-2229
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SEVERANCE MAP MACK SUBD LOT 15 BLK 69
Legal Subdivision	SEVERANCE
Legal Block	69
Legal Lot Number	15
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4002
Census Tract	12700

Owner

457 Clay St, a duplex, is held in a trust since July 2017.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	395 DEL MONTE CTR, MONTEREY, CA 93940-6156
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 24, 2017	Grant Deed, Transfer · Conventional Mortgage WONG WILLIAM W LIVING TR(LT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Deed Document Number	201739073
Prior Transfer Date	May 8, 2002
Prior Transfer Doc	0000044814
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	457 CLAY ST, MONTEREY, CA 93940-2229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025954
Date	Jun 1, 2020
Instrument	2020025954

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 24, 2017
Property Address	457 CLAY ST, MONTEREY, CA 93940-2229
Document Number	0000039073
Instrument Date	Jul 17, 2017
Instrument	39073
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$918.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	140 B ST #5-363 DAVIS CA 956164653, 5-363, DAVIS, CA 95616-4653

Mortgage

Document Number	39074
Date	Jul 24, 2017
Instrument	39074

Lender

Name	WONG WILLIAM W LIVING TR(LT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 457 Clay St was $11,131.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$969,082 (+2%) Land $667,333 Building $301,749
2025	$11,131.00	$950,082 Land $654,249 Building $295,833
2023	$9,969.00 (+1.4%)	$913,192 Land $628,845 Building $284,347
2022	$9,831.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 457 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 457 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Verizon.

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