432 Clay St, Monterey, CA 93940 Property Records

Monterey County property record for 432 Clay St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,231 sqft · built 1931
Lot Size	0.119 acres (5,184 sqft)
Owner	Company Name on Record
Tax Bill	$1,423 (2025)
Flood Zone	Zone X (minimal risk)
APN	`001-342-034-000`

Property Details

APN / Parcel Number

Primary APN	`001-342-034-000`
Alternative APN	`001-342-034`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,231 sqft Living Area
1st Floor Area	1,231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,184 sqft (0.119 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-342-034
Street Address	432 CLAY ST
City	MONTEREY
State	CA
Zip	93940-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEREY HEIGHTS LOT 3 BLK 3 N 2 FT OF E 65 FT OF LOT 2 BLK 3
Legal Subdivision	MONTEREY HEIGHTS
Legal Block	3
Legal Lot Number	3,2
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3019
Census Tract	12700

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	510 CRESCENT WAY, SALINAS, CA 93906-2753
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 30, 1996
Transfer Doc	0000077855
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$104,800 (+2%) Land $59,883 Building $44,917
2025	$1,423.00 (+21%)	$102,746 (+4.04%) Land $58,709 Building $44,037
2023	$1,176.00 (+1.38%)	$98,758 Land $56,430 Building $42,328
2022	$1,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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