Clermont County property record for 457 Carson Way, Loveland, OH 45140
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,444 sqft · built 2022 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $501,447 (Jul 2022) |
| Tax Bill | $6,967 (2025) |
| Deeds & Mortgages | Jul 2021 Construction Loan Feb 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-25-20B-139 |
| Primary APN | 17-25-20B-139 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 1,432 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 13,199 sqft (0.303 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 704 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 457 CARSON WAY |
|---|---|
| City | LOVELAND |
| State | OH |
| Zip | 45140-3516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CELESTIAL ESTATES SECTION 1; LOT 6 |
| Legal Subdivision | CELESTIAL ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40405 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 457 CARSON WAY, LOVELAND, OH 45140-3516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Construction Mortgage HERITAGE SOUTHEAST BANK |
| Feb 18, 2022 | Deed of Trust, Mortgage · Construction Mortgage HERITAGE SOUTHEAST BANK |
| Jul 25, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2022 · Amount on Record |
| Deed Sale | Jul 25, 2022 · Amount on Record |
| Deed Document Number | 202219140 |
| Deed Book / Page | 2925 / 374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 457 CARSON WAY, LOVELAND, OH 45140-3516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7203 WOOSTER PIKE, CINCINNATI, OH 45227-3830 |
| Document Number | 0000022446 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 2887/1568 |
| Instrument | 202100022446 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | COVINGTON, KY 41011 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 1, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 457 CARSON WAY, LOVELAND, OH 45140-3516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7203 WOOSTER PIKE, CINCINNATI, OH 45227-3830 |
| Document Number | 0000005067 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 2912/436 |
| Instrument | 202200005067 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | COVINGTON, KY 41011 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 8, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jul 25, 2022 |
| Property Address | 457 CARSON WAY, LOVELAND, OH 45140-3516 |
| Document Number | 0000019140 |
| Book / Page | 2925 / 374 |
| Map Reference | CAB 18 PG 280&281 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 202200019140 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 457 CARSON WAY, LOVELAND, OH 45140-3516 |
| Document Number | 0000019141 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 202200019141 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.99% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.99% |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Miami Township |
| Unified School District | Loveland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,967.00 (+1.01%) | $139,760 (+1.11%) Land $25,450 Building $114,310 | |
| 2024 | $6,897.00 (-59.73%) Homeowner's exemption | $138,220 (+3.82%) Land $25,450 Building $112,770 | $394,900 (+3.81%) Land $72,700 Building $322,200 |
| 2023 | $17,127.00 (+1,775.9%) Homeowner's exemption | $133,140 (+805.71%) Land $20,370 Building $112,770 | $380,400 (+805.71%) Land $58,200 Building $322,200 |
| 2022 | $913.00 | $14,700 Land $14,700 | |
| 2020 | $42,000 Land $42,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Mar 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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