Okaloosa County property record for 457 Calhoun Ave, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 3,281 sqft · built 1979 |
| Lot Size | 0.357 acres (15,592 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,311,000 (Dec 2023) |
| Tax Bill | $12,088 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage May 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-589-4588-2 |
| Primary APN | C56-000-589-4588-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 3,281 sqft Heated Area |
| Gross Area | 5,803 sqft |
| 1st Floor Area | 1,628 sqft |
| Upper Floors Area | 1,028 sqft |
| Basement Area | 400 sqft |
| Unfinished Basement | 400 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 15,592 sqft (0.357 acres) |
| Lot Width | 35 ft Width |
| Garage Type | Finished |
| Garage Area | 625 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 286 sqft |
| Patio Area | 159 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 457 CALHOUN AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN S/D DESTIN LOT 92 BLK D LESS EXC. BEG SE COR LOT 91 THC E ALG N SIDE OF STREET 50FT THC NWLY TO W/E AND NE COR LOT 91 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | CALHOUN S/D |
| Legal Block | D |
| Legal Lot Number | 92 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 457 CALHOUN AVE, DESTIN, FL 32541-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage HOMEFI CORPORATION |
| May 12, 2023 | Personal Representative Deed, Transfer MCNEESE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Prior Sale | May 12, 2023 · Amount on Record |
| Deed Document Number | 3660071 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 1, 2023 |
| Property Address | 457 CALHOUN AVE, DESTIN, FL 32541-1508 |
| Document Number | 0003660071 |
| Map Reference | MB 2 PG 43 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 3660071 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | WAYPOINT TITLE, WAYPOINT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,177.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 86, LUTZ, FL 33548-0086 |
| Name | Verified Name |
|---|---|
| Address | 457 CALHOUN AVE, DESTIN, FL 32541-1508 |
| Document Number | 0003660072 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 3660072 |
| Name | HOMEFI CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 12, 2023 |
| Property Address | 457 CALHOUN AVE, DESTIN, FL 32541-1508 |
| Document Number | 0036743754 |
| Book / Page | 3674 / 3754 |
| Map Reference | MB 2 PG 43 |
| Instrument Date | May 10, 2023 |
| Instrument | 3623296 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 615 SUNNYBROOK DR, BRENTWOOD, TN 37027-7868 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2086, LUTZ, FL 33548-2086 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,088.00 (+26.8%) Homeowner's exemption | $1,059,698 (+29.55%) Land $291,017 Building $768,681 | $1,059,698 (+29.55%) Land $291,017 Building $768,681 |
| 2023 | $9,533.00 (+7.05%) | $818,001 (+5.9%) Land $279,823 Building $538,178 | $818,001 (+5.9%) Land $279,823 Building $538,178 |
| 2022 | $8,905.00 | $772,460 Land $242,271 Building $530,189 | $772,460 Land $242,271 Building $530,189 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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