Okaloosa County property record for 446 Calhoun Ave, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,100 sqft · built 1961 |
| Lot Size | 0.777 acres (33,837 sqft) |
| Owner | Company Name on Record |
| Last Sale | $450,000 (Apr 2026) |
| Tax Bill | $3,681 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2025 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-589-4531-2 |
| Primary APN | C56-000-589-4531-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Gross Area | 2,032 sqft |
| 1st Floor Area | 1,100 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 33,837 sqft (0.777 acres) |
| Lot Width | 123 ft Width |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Porch | Florida Room |
| Porch Area | 563 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 446 CALHOUN AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN S/D BEG E COR LOT 41 S ALONG S BOUNDRY OF LAKE ST 215 FT TO POB WLY ALONG S OF LAKE ST 150 FT TO A POINT THC S 15 DEG 25 MIN 50 SEC E 154.86 FT THC 34 DEG 36 MIN 10 SEC E 119.67 FT TO SIBERT AVE 110 FT THC N 12 DEG 34 MIN 50 SEC W 176.92 FT T |
| Legal Subdivision | CALHOUN S/D |
| Legal Block | D |
| Legal Lot Number | 41 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of May 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4200 INDIAN BAYOU TRL, DESTIN, FL 32541-4305 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 23, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 24, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Oct 24, 2025 · Amount on Record |
| Deed Document Number | 20263812245 |
| Prior Transfer Date | Apr 7, 2015 |
| Prior Transfer Doc | 0031920463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 446 CALHOUN AVE, DESTIN, FL 32541-1550 |
| Document Number | 0003812245 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026.3812245 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $318,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4200 INDIAN BAYOU TRL, DESTIN, FL 32541-4305 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 24, 2025 |
| Property Address | 446 CALHOUN AVE, DESTIN, FL 32541-1550 |
| Document Number | 0003779939 |
| Map Reference | MB 2 PG 43 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 3779939 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 496, PINE VALLEY, CA 91962-0496 |
| Name | Verified Name |
|---|---|
| Address | 1000 SHORE DR, MIRAMAR BEACH, FL 32550-5278 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,681.00 (+12.23%) | $336,043 (+14.71%) Land $207,030 Building $129,013 | $336,043 (+14.71%) Land $207,030 Building $129,013 |
| 2024 | $3,280.00 (+6.53%) | $292,952 (+4.88%) Land $162,966 Building $129,986 | $292,952 (+4.88%) Land $162,966 Building $129,986 |
| 2023 | $3,079.00 (+8%) | $279,320 (+8.08%) Land $152,304 Building $127,016 | $279,320 (+8.08%) Land $152,304 Building $127,016 |
| 2022 | $2,851.00 | $258,450 Land $138,458 Building $119,992 | $258,450 Land $138,458 Building $119,992 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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