4568 S Cobblestone St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4568 S Cobblestone St, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,714 sqft · built 2004
Lot Size	0.184 acres (8,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,614 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-57-301`

Property Details

APN / Parcel Number

Primary APN	`304-57-301`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,714 sqft Living Area
1st Floor Area	1,268 sqft
2nd Floor Area	1,446 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,019 sqft (0.184 acres)
Parking Spaces	3 Parking Spaces
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4568 S COBBLESTONE ST
City	GILBERT
State	AZ
Zip	85297-4593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	ESTATES AT THE SPECTRUM MCR 575-08
Legal Range	06E
Legal Township	02S
Legal Section	08
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	ESTATES AT THE SPECTRUM
Legal Lot Number	287
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2014
Census Tract	815901

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4568 S COBBLESTONE ST, GILBERT, AZ 85297-4593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Dec 22, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2004
Deed Sale	Nov 9, 2004
Prior Sale	May 21, 2004
Deed Document Number	20041311737
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4568 S COBBLESTONE ST, GILBERT, AZ 85297-4593
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4568 S COBBLESTONE ST, GILBERT, AZ 85297-4593

Mortgage

Document Number	0000642866
Date	Nov 6, 2025
Instrument	20250642866

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4568 S COBBLESTONE ST, GILBERT, AZ 85297-4593
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4568 S COBBLESTONE ST, GILBERT, AZ 85297-4593

Mortgage

Document Number	0000599907
Date	Jul 27, 2022
Instrument	20220599907

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4568 S COBBLESTONE ST, GILBERT, AZ 85297-4593
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4568 S COBBLESTONE ST, GILBERT, AZ 85297-4593

Mortgage

Document Number	0001266343
Date	Dec 22, 2020
Instrument	20201266343

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Dec 1, 2046

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4568 S COBBLESTONE ST, GILBERT, AZ 85297-4593
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4568 S COBBLESTONE ST, GILBERT, AZ 85297-4593

Mortgage

Document Number	0001262920
Date	Nov 29, 2021
Instrument	20211262920

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,070 (-3.28%)	$530,700 (-3.28%) Land $106,100 Building $424,600
2025	$2,614.00 (+3.48%)
2024		$54,870	$548,700 Land $109,700 Building $439,000
2023	$2,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T.

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