4554 S Cobblestone St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4554 S Cobblestone St, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,153 sqft · built 2004
Lot Size	0.185 acres (8,050 sqft)
Owner	Individual Name on File
Tax Bill	$2,099 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-57-300`

Property Details

APN / Parcel Number

Primary APN	`304-57-300`
Alternative APN	`304573001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,153 sqft Living Area
Gross Area	2,262 sqft
1st Floor Area	2,153 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,050 sqft (0.185 acres)
Parking Spaces	2 Parking Spaces
Pool Area	320 sqft
Patio Area	109 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4554 S COBBLESTONE ST
City	GILBERT
State	AZ
Zip	85297-4593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	ESTATES AT THE SPECTRUM MCR 575-08
Legal Range	6E
Legal Township	2S
Legal Section	8
Legal Subdivision	ESTATES AT THE SPECTRUM
Legal Lot Number	286
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2014
Census Tract	815901

Owner

4554 S Cobblestone St is owned and occupied by an individual who acquired it in May 2026.

Source: Maricopa County records, as of May 11, 2026

Owner of Record	Individual Name on File
Mailing Address	4554 S COBBLESTONE ST, GILBERT, AZ 85297-4593
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
May 4, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Dec 22, 2022	Warranty Deed, Transfer · VA Mortgage NEWREZ LLC
Dec 22, 2022	Intrafamily Transfer, Transfer LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC
Nov 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026
Deed Sale	May 4, 2026
Prior Sale	Dec 22, 2022 · Amount on File
Deed Document Number	2026266236
Prior Transfer Date	Apr 30, 2026
Prior Transfer Doc	0000266236
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4554 S COBBLESTONE ST, GILBERT, AZ 85297-4593
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 S COBBLESTONE ST, GILBERT, AZ 85297-4593

Mortgage

Document Number	0000101663
Date	Feb 2, 2022
Instrument	20220101663

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 28, 2052

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 4, 2026
Property Address	4554 S COBBLESTONE ST, GILBERT, AZ 85297-4593
Document Number	0000266236
Instrument Date	Apr 30, 2026
Instrument	2026266236
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NAVI TITLE AGCY, NAVI TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 S COBBLESTONE ST, GILBERT, AZ 85297-4593
Investor	Possibly a Property Investor

Mortgage

Document Number	0000266237,
Date	May 4, 2026
Instrument	2026266237

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 22, 2022
Property Address	4554 S COBBLESTONE ST, GILBERT, AZ 85297-4593
Document Number	0000907164
Map Reference	MB 575 PG 8
Instrument Date	Dec 6, 2022
Instrument	20220907164
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4554 S COBBLESTONE ST, GILBERT, AZ 85297-4593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 S COBBLESTONE ST, GILBERT, AZ 85297-4593

Mortgage

Document Number	0000907166
Date	Dec 22, 2022
Instrument	20220907166

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 22, 2022
Property Address	4554 S COBBLESTONE ST, GILBERT, AZ 85297-4593
Document Number	0000907165
Map Reference	MB 575 PG 8
Instrument Date	Nov 16, 2022
Instrument	20220907165
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 S COBBLESTONE ST, GILBERT, AZ 85297-4593

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 19, 2018
Property Address	4554 S COBBLESTONE ST, GILBERT, AZ 85297-4593
Document Number	0000856466
Instrument Date	Nov 16, 2018
Instrument	856466
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1025 E SAN CARLOS WAY CHANDLER AZ 852494710, CHANDLER, AZ 85249-4710

Tax Assessment & Valuation

The 2025 property tax bill for 4554 S Cobblestone St was $2,099.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,120 (+66.09%)	$511,200 (+3.21%) Land $102,200 Building $409,000
2025	$2,099.00	$30,779 (-41.82%)	$495,300 (-6.37%) Land $99,000 Building $396,300
2024		$52,900	$529,000 Land $105,800 Building $423,200
2023	$2,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4554 S Cobblestone St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4554 S Cobblestone St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T.

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