4566 Stratford Cir, Oceanside, CA 92056 Property Records

San Diego County property record for 4566 Stratford Cir, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,522 sqft · built 1981
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Mar 2016)
Tax Bill	$7,179 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-232-11-00`

Property Details

APN / Parcel Number

Primary APN	`168-232-11-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,522 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4566 STRATFORD CIR
City	OCEANSIDE
State	CA
Zip	92056-4905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 11 TR 008915
Legal Subdivision	BROADMOOR-LA JOLLA VILLAGE
Legal Tract	008915
Legal Block	1
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	19809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4566 STRATFORD CIR, OCEANSIDE, CA 92056-4905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Aug 12, 2020	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Mar 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2016 · Amount on Record
Deed Sale	Mar 18, 2016 · Amount on Record
Prior Sale	Apr 26, 2000 · Amount on Record
Deed Document Number	2016120443
Last Transfer Date	Nov 7, 2024
Transfer Doc	0000310167
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2026
Property Address	4566 STRATFORD CIR, OCEANSIDE, CA 92056-4905
Document Number	0000156733
Instrument Date	May 23, 2026
Instrument	2026156733
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	4566 STRATFORD CIR, OCEANSIDE, CA 92056-4905
Investor	Possibly a Property Investor

Mortgage

Document Number	0000156733,
Date	Jun 2, 2026
Instrument	2026156733

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 29, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2020
Property Address	4566 STRATFORD CIR, OCEANSIDE, CA 92056-4905
Document Number	0000448813
Instrument Date	Aug 5, 2020
Instrument	448813
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4566 STRATFORD CIR OCEANSIDE CA 920564905, OCEANSIDE, CA 92056-4905

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2017
Property Address	4566 STRATFORD CIR, OCEANSIDE, CA 92056-4905
Document Number	0000104335
Instrument Date	Feb 13, 2017
Instrument	104335
Transaction Type	Transfer
Record Updated	Mar 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4566 STRATFORD CIR OCEANSIDE CA 920564905, OCEANSIDE, CA 92056-4905

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$645,988 (+2%) Land $392,423 Building $253,565
2025	$7,179.00 (+6.01%)	$633,323 (+4.04%) Land $384,729 Building $248,594
2024	$6,772.00 (+2.47%)
2023	$6,609.00 (+0.27%) Homeowner's exemption	$608,733 Land $369,791 Building $238,942
2022	$6,591.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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