4564 Stratford Cir, Oceanside, CA 92056 Property Records

San Diego County property record for 4564 Stratford Cir, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1981
Lot Size	0.152 acres (6,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Apr 2024)
Tax Bill	$11,337 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`168-232-10-00`

Property Details

APN / Parcel Number

Primary APN	`168-232-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,420 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	6,641 sqft (0.152 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4564 STRATFORD CIR
City	OCEANSIDE
State	CA
Zip	92056-4905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 10 TR 008915
Legal Subdivision	BROADMOOR-LA JOLLA VILLAGE
Legal Tract	008915
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	19809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 235584, ENCINITAS, CA 92023-5584
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Grant Deed, Transfer · Conventional Mortgage ANSWER HOME LENDING INC
May 13, 2021	Intrafamily Transfer, Transfer
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 14, 2017	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	2024108377
Prior Transfer Date	May 7, 2021
Prior Transfer Doc	0000367370
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2024
Property Address	4564 STRATFORD CIR, OCEANSIDE, CA 92056-4905
Document Number	0000108377
Map Reference	MAP 8915
Instrument Date	Mar 26, 2024
Instrument	2024-0108377
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 235584, ENCINITAS, CA 92023-5584

Mortgage

Document Number	0000108378
Date	Apr 30, 2024
Instrument	2024-0108378

Lender

Name	ANSWER HOME LENDING INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2021
Property Address	4564 STRATFORD CIR, OCEANSIDE, CA 92056-4905
Document Number	0000367370
Map Reference	MAP 8915
Instrument Date	May 7, 2021
Instrument	2021-0367370
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4564 STRATFORD CIR, OCEANSIDE, CA 92056-4905

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4564 STRATFORD CIR, OCEANSIDE, CA 92056-4905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4564 STRATFORD CIR, OCEANSIDE, CA 92056-4905

Mortgage

Document Number	0000635497
Date	Oct 19, 2020
Instrument	2020-0635497

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2017
Property Address	4564 STRATFORD CIR, OCEANSIDE, CA 92056-4905
Document Number	0000422719
Instrument Date	Aug 24, 2017
Instrument	422719
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4564 STRATFORD CIR OCEANSIDE CA 920564905, OCEANSIDE, CA 92056-4905

Mortgage

Document Number	422720
Date	Sep 14, 2017
Instrument	422720

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,014,388 (+2%) Land $710,074 Building $304,314
2025	$11,337.00 (+71.62%)	$994,499 (+65.34%) Land $696,151 Building $298,348
2023	$6,606.00 (+0.24%)	$601,502 Land $421,052 Building $180,450
2022	$6,590.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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