4566 Lizzy Ln, Smithton, IL 62285 Property Records

St. Clair County property record for 4566 Lizzy Ln, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,366 sqft · built 2004
Lot Size	6.12 acres (266,587 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Dec 2025)
Tax Bill	$13,598 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2025 Sale + 3 more
APN	`17-04-0-300-023`

Property Details

APN / Parcel Number

Primary APN	`17-04-0-300-023`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,366 sqft Living Area
Basement Area	2,366 sqft
Unfinished Basement	2,366 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	266,587 sqft (6.12 acres)
Garage Type	Mixed
Garage Area	990 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	716 sqft
Pole Barn	4,500 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4566 LIZZY LN
City	SMITHTON
State	IL
Zip	62285-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE DU LONG TWPSEC 4 LOT/SEC-4-SUBL/TWP-2S-BLK/RG-8W PT NW SW & PT SW NW A02869866 & A02869867
Legal Range	08W
Legal Township	02S
Legal Section	04
Legal Subdivision	PRAIRIE DU LONG TWP
Legal Block	300
Jurisdiction	ST CLAIR IL
Township / Civil Division	PRAIRIE DU LONG
Census Block Group	3
Census Block	3006
Census Tract	504001

Owner

4566 Lizzy Ln is owned and occupied by an individual who bought it in December 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4566 LIZZY LN, SMITHTON, IL 62285-3636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF SPRINGFIELD
Dec 23, 2025	Executor's Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 23, 2025	Warranty Deed, Transfer · Seller Carry-Back CHERYL BECHERER
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD
May 17, 2017	Deed of Trust, Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Deed Document Number	20252869867
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4566 LIZZY LN, SMITHTON, IL 62285-3636
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02749986
Date	Jun 21, 2022
Instrument	A02749986

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	May 15, 2023

Interest

Rate	4.75%

December 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 23, 2025
Property Address	4566 LIZZY LN, SMITHTON, IL 62285-3636
Document Number	0A02869866
Instrument Date	Dec 23, 2025
Instrument	A02869866
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4711 DRIFTSTONE LN, SMITHTON, IL 62285-3057

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 23, 2025
Property Address	4566 LIZZY LN, SMITHTON, IL 62285-3636
Document Number	0A02869867
Instrument Date	Dec 23, 2025
Instrument	A02869867
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4711 DRIFTSTONE LN, SMITHTON, IL 62285-3057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4566 LIZZY LN, SMITHTON, IL 62285-3636

Mortgage

Document Number	0A02869868
Date	Dec 23, 2025
Instrument	A02869868

Lender

Name	CHERYL BECHERER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4566 LIZZY LN, SMITHTON, IL 62285-3636
Document Number	00A2584625
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4566 LIZZY LN SMITHTON IL 622853636, SMITHTON, IL 62285-3636

Mortgage

Document Number	00A2584625
Date	Jul 31, 2018
Instrument	2584625

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794-9301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 30, 2023

Interest

Rate Type	Adjustable Rate
Rate	5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4566 LIZZY LN, SMITHTON, IL 62285-3636
Document Number	00A2537671
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4566 LIZZY LN SMITHTON IL 622853636, SMITHTON, IL 62285-3636

Mortgage

Document Number	00A2537671
Date	May 23, 2017
Instrument	2537671

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 22, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 4566 Lizzy Ln was $13,598 with a homeowner's exemption, up 5.8% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Prairie Du Long Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,598.00 (+5.76%) Homeowner's exemption	$175,333 (+7.44%) Land $33,374 Building $141,959	$525,999 (+7.44%) Land $100,122 Building $425,877
2024	$12,858.00 Homeowner's exemption	$163,185 Land $28,709 Building $134,476	$489,555 Land $86,127 Building $403,428
2022		$141,621 Land $24,915 Building $116,706	$424,863 Land $74,745 Building $350,118
2019	$9,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4566 Lizzy Ln; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4566 Lizzy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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