St. Clair County property record for 4532 Lizzy Ln, Smithton, IL 62285
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,882 sqft · built 1985 |
| Lot Size | 5.86 acres (255,262 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $180,000 (Jun 1997) |
| Tax Bill | $5,603 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2022 Line of Credit + 1 more |
| APN | 17-04-0-300-017 |
| Primary APN | 17-04-0-300-017 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,882 sqft Living Area |
| Basement Area | 1,882 sqft |
| Unfinished Basement | 1,882 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 255,262 sqft (5.86 acres) |
| Garage Type | Mixed |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 300 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|
| Street Address | 4532 LIZZY LN |
|---|---|
| City | SMITHTON |
| State | IL |
| Zip | 62285-3636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE DU LONG TWPSEC 4 LOT/SEC-4-SUBL/TWP-2S-BLK/RG-8W NW SW AS IN A02842752 |
| Legal Range | 08W |
| Legal Township | 02S |
| Legal Section | 04 |
| Legal Subdivision | PRAIRIE DU LONG TWP |
| Legal Block | 300 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | PRAIRIE DU LONG |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 504001 |
Source: St. Clair County records · APN 17-04-0-300-017
Assessment roll updated August 28, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4532 LIZZY LN, SMITHTON, IL 62285-3636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Sep 20, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 22, 2017 | Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 1997 · Amount on Record |
| Deed Sale | Jun 01, 1997 · Amount on Record |
| Deed Document Number | 19971377989 |
| Last Transfer Date | Feb 06, 2025 |
| Transfer Doc | 0002842752 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 4532 LIZZY LN, SMITHTON, IL 62285-3636 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4532 LIZZY LN, SMITHTON, IL 62285-3636 |
| Document Number | 0A02877768 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | A02877768 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 05, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 4532 LIZZY LN, SMITHTON, IL 62285-3636 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4532 LIZZY LN, SMITHTON, IL 62285-3636 |
| Document Number | 0A02759828 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | A02759828 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 4532 LIZZY LN, SMITHTON, IL 62285-3636 |
| Document Number | 00A2531121 |
| Instrument Date | Mar 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4532 LIZZY LN SMITHTON IL 622853636, SMITHTON, IL 62285-3636 |
| Document Number | 00A2531121 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 2531121 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | SMITHTON, IL 62285 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 26, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Prairie Du Long Township |
| Secondary School District | Freeburg Community High School District 77 (09 - 12) |
| Elementary School District | Smithton Community Consolidated School District 130 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,603.00 (+24.84%) | $79,301 (+15.45%) Land $10,546 Building $68,755 | |
| 2023 | $222,606 (+8.03%) Land $29,403 Building $193,203 | ||
| 2022 | $68,686 Land $9,017 Building $59,669 | $206,058 Land $27,051 Building $179,007 | |
| 2019 | $4,488.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635040013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · other causes |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 90 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SMITHTON serves 4,381 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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