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4565 Juniper Dr, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 4565 Juniper Dr, Palm Harbor, FL 34685

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,888 sqft · built 1995
Lot Size0.439 acres (19,153 sqft)
Owner2 Owner Names on File
Last Sale$410,000 (Mar 2002)
Tax Bill$6,821 (2025)
Deeds & MortgagesFeb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APNC62-000-756-9476-0

Property Details

APN / Parcel Number

Primary APNC62-000-756-9476-0
Alternative APNs
  • 20-27-16-44984-000-0100
  • 162720449840000100
  • R215068

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,888 sqft Heated Area
1st Floor Area2,888 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2006
Architectural StyleDome
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialConcrete Tile
Lot Area19,153 sqft (0.439 acres)
Lot Dimensions130 ft deep x 96 ft wide
View / LotPark
Garage Area646 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area242 sqft
Deck Area300 sqft
Patio Area300 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR215068
Old Parcel Number162720449840000100
Street Address4565 JUNIPER DR
CityPALM HARBOR
StateFL
Zip34685-2698
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJUNIPER BAY PHASE 1 LOT 10
Legal Range16
Legal Township27
Legal Section20
Legal SubdivisionJUNIPER BAY PHASE 1
Legal Phase1
Legal Lot Number10
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2015
Census Tract27328

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on File
Mailing Address4565 JUNIPER DR, PALM HARBOR, FL 34685-2698
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2002 · Amount on File
Deed SaleMar 1, 2002 · Amount on File
Prior SaleMar 20, 1995 · Amount on File
Deed Document Number0118651822
Deed Book / Page11865 / 1822
Record UpdatedJun 8, 2026

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address4565 JUNIPER DR, PALM HARBOR, FL 34685-2698
Document Number0195262122
Book / Page019526 / 002122
Instrument DateFeb 3, 2017
Transaction TypeMortgage
Record UpdatedMay 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4565 JUNIPER DR PALM HARBOR FL 346852698, PALM HARBOR, FL 34685-2698

Mortgage

Document Number0195262122
DateFeb 21, 2017
Book Page019526/002122
Instrument55775
Lender
NameBANK OF TAMPA
TypeBank
AddressTAMPA, FL 33601-0001
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,821.00 (+7.5%) Homeowner's exemption Widower's exemption$417,220 (+5.99%)$869,024 (+8.2%) Land $168,367 Building $700,657
2023$6,345.00 (+1.42%) Homeowner's exemption Widower's exemption$393,652 (+3%)$803,138 (+38.08%) Land $241,371 Building $561,767
2022$6,256.00 Homeowner's exemption Widower's exemption$382,186$581,645 Land $182,904 Building $398,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 133 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims5 (2024–2025)
Claims Outside the SFHA3 of 5
Most Recent ClaimMar 2025 · other causes
Claims by Event
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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