4535 Juniper Dr, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 4535 Juniper Dr, Palm Harbor, FL 34685

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,127 sqft · built 1995
Lot Size	1.76 acres (76,653 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Jun 2023)
Tax Bill	$14,264 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-756-9478-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-756-9478-6`
Alternative APNs	`20-27-16-44984-000-0120` `271620449840000120` `162720449840000120` `R215070`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,127 sqft Living Area
Gross Area	4,018 sqft
1st Floor Area	3,127 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	76,653 sqft (1.76 acres)
Lot Dimensions	107 ft deep x 115 ft wide
View / Lot	Park
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	261 sqft
Deck Area	10 sqft
Patio Area	10 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R215070
Street Address	4535 JUNIPER DR
City	PALM HARBOR
State	FL
Zip	34685-2698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	JUNIPER BAY PHASE 1 LOT 12
Legal Range	16E
Legal Township	27S
Legal Section	20
Legal Subdivision	JUNIPER BAY PHASE 1
Legal Phase	1
Legal Tract	44984
Legal Lot Number	12
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2015
Census Tract	27328

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4535 JUNIPER DR, PALM HARBOR, FL 34685-2698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jan 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 31, 2016	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Dec 26, 1995 · Amount on Record
Deed Document Number	2023143138
Deed Book / Page	22459 / 957
Prior Transfer Date	Jan 4, 2017
Prior Transfer Doc	0194910954
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 2, 2023
Property Address	4535 JUNIPER DR, PALM HARBOR, FL 34685-2698
Document Number	0224590957
Book / Page	22459 / 957
Map Reference	MB 111 PG 93
Instrument Date	May 30, 2023
Instrument	2023143138
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 RIDGE WAY, SIMPSONVILLE, SC 29680-7028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4535 JUNIPER DR, PALM HARBOR, FL 34685-2698

Mortgage

Document Number	0022459959
Date	Jun 2, 2023
Instrument	22459/959

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 20, 2017
Property Address	4535 JUNIPER DR, PALM HARBOR, FL 34685-2698
Document Number	0194910954
Book / Page	019491 / 000954
Instrument Date	Jan 4, 2017
Instrument	22533
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4535 JUNIPER DR PALM HARBOR FL 346852698, PALM HARBOR, FL 34685-2698

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4535 JUNIPER DR, PALM HARBOR, FL 34685-2698
Document Number	0194790428
Book / Page	019479 / 000428
Instrument Date	Dec 31, 2016
Transaction Type	Mortgage
Record Updated	Jan 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4535 JUNIPER DR PALM HARBOR FL 346852698, PALM HARBOR, FL 34685-2698

Mortgage

Document Number	0194790428
Date	Jan 10, 2017
Book Page	019479/000428
Instrument	10397

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.74%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,264.00 (+5.43%) Homeowner's exemption	$824,565 (+102.43%)	$836,337 (+7.32%) Land $171,690 Building $664,647
2024	$13,529.00 (+102.5%)
2023	$6,681.00 (+2.71%) Homeowner's exemption	$407,342 (+3%)	$779,305 (+28.45%) Land $244,947 Building $534,358
2022	$6,505.00 Homeowner's exemption	$395,478	$606,678 Land $185,739 Building $420,939

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	5 (2024–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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