4565 Ashley Rd, Baxter, MN 56425 Property Records

Crow Wing County property record for 4565 Ashley Rd, Baxter, MN 56425

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,340 sqft · built 1989
Lot Size	1.6 acres (69,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Oct 2025)
Tax Bill	$7,300 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031600010080009`

Property Details

APN / Parcel Number

Primary APN	`031600010080009`
Alternative APNs	`40020696` `172365`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,340 sqft Living Area
Gross Area	1,466 sqft
1st Floor Area	1,340 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,840 sqft (1.6 acres)
View / Lot	Waterfront / Beach
Garage Area	1,200 sqft
Driveway	Driveway
Porch	Slab
Porch Area	112 sqft
Deck Area	286 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	172365
Street Address	4565 ASHLEY RD
City	BAXTER
State	MN
Zip	56425-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 1
Legal Range	29W
Legal Township	133
Legal Section	02
Legal Subdivision	MCGUIRE WHIPPLE ACRES
Legal Block	1
Legal Lot Number	8
Jurisdiction	CROW WING MN
Township / Civil Division	BAXTER
Census Block Group	1
Census Block	1014
Census Tract	951301

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4565 ASHLEY RD, BAXTER, MN 56425-9706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	20251016490
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Oct 31, 2025
Property Address	4565 ASHLEY RD, BAXTER, MN 56425-9706
Document Number	0001016490
Instrument Date	Oct 17, 2025
Instrument	1016490
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	UNKNOWN, ELITE T&E CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,392.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4565 ASHLEY RD, BAXTER, MN 56425-9706

Mortgage

Document Number	0001016491
Date	Oct 31, 2025
Instrument	1016491

Lender

Name	AMERICAN NATIONAL BANK OF MINNESOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Baxter City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,300.00 (+4.85%)	$694,100 (+0.74%) Land $346,200 Building $347,900	$694,100 (+0.74%) Land $346,200 Building $347,900
2025	$6,962.00 (+40.93%) Homeowner's exemption	$689,000 (+18.47%) Land $330,200 Building $358,800	$689,000 (+18.47%) Land $330,200 Building $358,800
2023	$4,940.00 Homeowner's exemption	$581,600 Land $256,400 Building $325,200	$581,600 Land $256,400 Building $325,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CTC.

Cell Coverage

5G (outdoors only) and 4G LTE

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