4475 Ashley Rd, Baxter, MN 56425 Property Records

Crow Wing County property record for 4475 Ashley Rd, Baxter, MN 56425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,456 sqft · built 1988
Lot Size	2.59 acres (112,898 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,416 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03160001011B009`

Property Details

APN / Parcel Number

Primary APN	`03160001011B009`
Alternative APNs	`40020693` `33528`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	312 sqft
1st Floor Area	1,456 sqft
Basement Area	858 sqft
Finished Basement	858 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	112,898 sqft (2.59 acres)
View / Lot	Waterfront / Beach
Garage Area	576 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	492 sqft
Storage Building	120 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	33528
Street Address	4475 ASHLEY RD
City	BAXTER
State	MN
Zip	56425-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOT 11 BLOCK 1 LYING S'LY OF THE FOLLOWING DESCRIBED LINE; COMM. AT AN IRON PIPE MONUMENT AT THE INTERSECTION OF
Legal Range	29W
Legal Township	133
Legal Section	02
Legal Subdivision	MCGUIRE WHIPPLE ACRES
Legal Block	1
Legal Lot Number	11
Jurisdiction	CROW WING MN
Township / Civil Division	BAXTER
Census Block Group	1
Census Block	1014
Census Tract	951301

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4475 ASHLEY RD, BAXTER, MN 56425-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit BELL BANK
Jul 11, 2025	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Recording Date	Jul 29, 2026
Property Address	4475 ASHLEY RD, BAXTER, MN 56425-9707
Document Number	0001027301
Instrument Date	Jul 8, 2026
Instrument	20261027301
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 ASHLEY RD, BAXTER, MN 56425-9707

Mortgage

Document Number	0001027301,
Date	Jul 29, 2026
Instrument	20261027301

Lender

Name	BELL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	4475 ASHLEY RD, BAXTER, MN 56425-9707
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4475 ASHLEY RD, BAXTER, MN 56425-9707

Mortgage

Document Number	0001011784
Date	Jul 11, 2025
Instrument	1011784

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Baxter City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,416.00 (+22.26%)	$618,900 (+0.34%) Land $290,400 Building $328,500	$618,900 (+0.34%) Land $290,400 Building $328,500
2025		$616,800 (+14.2%) Land $279,100 Building $337,700	$616,800 (+14.2%) Land $279,100 Building $337,700
2023	$5,248.00 Homeowner's exemption	$540,100 Land $212,600 Building $327,500	$540,100 Land $212,600 Building $327,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: CTC.

Cell Coverage

5G (outdoors only) and 4G LTE

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