45641 Mountain View Ave, Palm Desert, CA 92260 Property Records

Riverside County property record for 45641 Mountain View Ave, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,420 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$125,000 (Jul 1996)
Tax Bill	$3,240 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2026 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`627-352-005`

Property Details

APN / Parcel Number

Primary APN	`627-352-005`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	2,609 sqft
1st Floor Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Roof Material	Gravel
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45641 MOUNTAIN VIEW AVE
City	PALM DESERT
State	CA
Zip	92260-4856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 51 MB 028/018 SHADOW MOUNTAIN PARK ESTATES 1
Legal Subdivision	SHADOW MOUNTAIN PARK ESTATES 1
Legal Lot Number	51
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	2
Census Block	2001
Census Tract	45117

Owner

Source: Riverside County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	45641 MOUNTAIN VIEW AVE, PALM DESERT, CA 92260-4856
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 6, 2026	Intrafamily Transfer, Transfer
Nov 30, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 1996 · Amount on Record
Deed Sale	Jul 15, 1996 · Amount on Record
Prior Sale	Apr 12, 1996 · Amount on Record
Deed Document Number	1996261869
Last Transfer Date	Oct 16, 1998
Transfer Doc	0000456883
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45641 MOUNTAIN VIEW AVE, PALM DESERT, CA 92260-4856
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45641 MOUNTAIN VIEW AVE, PALM DESERT, CA 92260-4856

Mortgage

Document Number	0000050692
Date	Feb 19, 2026
Instrument	2026-0050692

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 6, 2026
Property Address	45641 MOUNTAIN VIEW AVE, PALM DESERT, CA 92260-4856
Document Number	0000002257
Map Reference	MB 28 PG 18&19
Instrument Date	Jan 2, 2026
Instrument	2026-0002257
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	45641 MOUNTAIN VIEW AVE, PALM DESERT, CA 92260-4856

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 30, 2018
Property Address	45641 MOUNTAIN VIEW AVE, PALM DESERT, CA 92260-4856
Document Number	0000467483
Instrument Date	Oct 24, 2018
Instrument	467483
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45641 MOUNTAIN VIEW AVE PALM DESERT CA 922604856, PALM DESERT, CA 92260-4856

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,000 (+234.76%) Land $300,000 Building $395,000
2025	$3,240.00 (+7.11%) Homeowner's exemption	$207,614 (+4.04%) Land $66,426 Building $141,188
2023	$3,025.00 (+17.48%) Homeowner's exemption	$199,554 Land $63,848 Building $135,706
2022	$2,575.00
2021			$445,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1979–1993)
Claims Outside the SFHA	9 of 18
Most Recent Claim	May 1993 · rainfall accumulation
Claims by Event	Flash Flooding, Aug 1983 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: GeoLinks, Verizon.

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