4564 Champagne Ct, Riverside, CA 92505 Property Records

Riverside County property record for 4564 Champagne Ct, Riverside, CA 92505

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,403 sqft · built 1991
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (Sep 2019)
Tax Bill	$5,149 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`143-100-066`

Property Details

APN / Parcel Number

Primary APN	`143-100-066`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,403 sqft Living Area
Gross Area	1,854 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4564 CHAMPAGNE CT
City	RIVERSIDE
State	CA
Zip	92505-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 MB 223/010 TR 24843
Legal Subdivision	TRACT 24843
Legal Tract	24843
Legal Lot Number	8
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1002
Census Tract	41302

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4564 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Oct 28, 2020	Deed of Trust, Mortgage · FHA Mortgage PACIFIC BAY LENDING GROUP
Sep 26, 2019	Grant Deed, Transfer · FHA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	2019383486
Prior Transfer Date	Apr 18, 2002
Prior Transfer Doc	0000227033
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4564 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4564 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506

Mortgage

Document Number	0000603099
Date	Oct 12, 2021
Instrument	2021-0603099

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4564 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4564 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506

Mortgage

Document Number	0000524169
Date	Oct 28, 2020
Instrument	2020-0524169

Lender

Name	PACIFIC BAY LENDING GROUP
Type	Lending Institution
Address	GARDEN GROVE, CA 92841

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 26, 2019
Property Address	4564 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Document Number	0000383486
Instrument Date	Sep 25, 2019
Instrument	383486
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4564 CHAMPAGNE CT RIVERSIDE CA 925051506, RIVERSIDE, CA 92505-1506

Mortgage

Document Number	383487
Date	Sep 26, 2019
Instrument	383487

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,777 (+2%) Land $78,084 Building $344,693
2025	$5,149.00 (+4.87%)	$414,488 (+4.04%) Land $76,553 Building $337,935
2023	$4,910.00 (+6.39%)	$398,394 Land $73,581 Building $324,813
2022	$4,615.00
2021			$416,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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