4548 Champagne Ct, Riverside, CA 92505 Property Records

Riverside County property record for 4548 Champagne Ct, Riverside, CA 92505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,403 sqft · built 1991
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Company Names on Record
Last Sale	$390,000 (May 2018)
Tax Bill	$5,423 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`143-100-070`

Property Details

APN / Parcel Number

Primary APN	`143-100-070`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,403 sqft Living Area
Gross Area	1,854 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Construction Type	Wood
Roof Material	Tile
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4548 CHAMPAGNE CT
City	RIVERSIDE
State	CA
Zip	92505-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 MB 223/010 TR 24843
Legal Subdivision	TRACT 24843
Legal Tract	24843
Legal Lot Number	12
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1002
Census Tract	41302

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4548 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Feb 6, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY BANK OF NEVADA
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage ML MORTGAGE CORP
May 15, 2018	Quit Claim Deed, Transfer PRO GROUP ESCROW
May 15, 2018	Grant Deed, Transfer · FHA Mortgage COMMUNITY BANK OF NEVADA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Prior Sale	Dec 22, 2016 · Amount on Record
Deed Document Number	2018191127
Prior Transfer Date	May 10, 1994
Prior Transfer Doc	0000356925
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4548 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4548 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506

Mortgage

Document Number	0000307431
Date	May 19, 2021
Instrument	2021-0307431

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4548 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042552
Date	Feb 6, 2019
Instrument	2019-0042552

Lender

Name	COMMUNITY BANK OF NEVADA
Type	Bank
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4548 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000217738
Date	May 21, 2020
Instrument	2020-0217738

Lender

Name	ML MORTGAGE CORP
Type	Non-Lending Institution
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 15, 2018
Property Address	4548 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Document Number	0000191126
Instrument Date	May 14, 2018
Instrument	191126
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	PRO GROUP ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4548 CHAMPAGNE CT RIVERSIDE CA 925051506, RIVERSIDE, CA 92505-1506

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 15, 2018
Property Address	4548 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506
Document Number	0000191127
Map Reference	MB 223 PG 10-12
Instrument Date	Apr 11, 2018
Instrument	2018-0191127
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4548 CHAMPAGNE CT, RIVERSIDE, CA 92505-1506

Mortgage

Document Number	0000191128
Date	May 15, 2018
Instrument	2018-0191128

Lender

Name	COMMUNITY BANK OF NEVADA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,624 (+2%) Land $81,238 Building $371,386
2025	$5,423.00 (+4.93%) Homeowner's exemption	$443,750 (+4.04%) Land $79,646 Building $364,104
2023	$5,168.00 (+6.45%) Homeowner's exemption	$426,520 Land $76,554 Building $349,966
2022	$4,855.00
2021			$440,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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