Riverside County property record for 45638 Sutter Creek Rd, Indio, CA 92201
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 1,787 sqft · built 1989 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $111,000 (Sep 2011) |
| Tax Bill | $2,962 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 606-242-021 |
| Primary APN | 606-242-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,787 sqft Living Area |
| Gross Area | 2,537 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45638 SUTTER CREEK RD |
|---|---|
| City | INDIO |
| State | CA |
| Zip | 92201-5001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 65 MB 201/080 TR 23018 |
| Legal Tract | 23018 |
| Legal Lot Number | 65 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | COACHELLA VALLEY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 45213 |
45638 Sutter Creek Rd is owned by two individuals who bought it in September 2011.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6391 GLORIA DR, HUNTINGTON BEACH, CA 92647-4224 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2011 · Amount on File |
| Deed Sale | Sep 21, 2011 · Amount on File |
| Prior Sale | Oct 8, 2010 · Amount on File |
| Deed Document Number | 2011418706 |
| Prior Transfer Date | May 4, 1998 |
| Prior Transfer Doc | 0000218972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45638 SUTTER CREEK RD, INDIO, CA 92201-5001 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6391 GLORIA DR, HUNTINGTN BCH, CA 92647-4224 |
| Document Number | 0000238628 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022-0238628 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 45638 Sutter Creek Rd was $2,962.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Indio City |
| Unified School District | Desert Sands Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,190 (+2%) Land $39,808 Building $102,382 | ||
| 2025 | $2,962.00 | $139,403 Land $39,028 Building $100,375 | |
| 2023 | $2,664.00 (+7.42%) | $133,991 Land $37,513 Building $96,478 | |
| 2022 | $2,480.00 | ||
| 2021 | $294,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45638 Sutter Creek Rd in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 45638 Sutter Creek Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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